If you are searching for the IFSC code of Axis Bank, AMBAD branch in AMBAD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UTIB0000849. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMBAD branch, and detailed step-by-step guides for using the IFSC UTIB0000849 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0000849 is the IFSC of Axis Bank's AMBAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 000849 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ambad |
| IFSC Code | UTIB0000849 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO. ASG 44/45, SAHYADRI NAGAR, NEAR PAATARDI PHATA, MUMBAI-AGRA ROAD NASHIK, MAHARASHTRA , PIN 422 009 |
| City | Ambad |
| District | Jalna |
| State | Maharashtra |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ambad branch in Ambad, Maharashtra is part of this network and uses the IFSC code UTIB0000849 for all electronic settlement.
About the Ambad branch
The Ambad branch of Axis Bank is situated at GROUND FLOOR, PLOT NO. ASG 44/45, SAHYADRI NAGAR, NEAR PAATARDI PHATA, MUMBAI-AGRA ROAD NASHIK, MAHARASHTRA , PIN 422 009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000849 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMBAD of Axis Bank — its own 11-character IFSC. The code UTIB0000849 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000849 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0000849
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000849 across all three.
NEFT to Axis Bank, AMBAD using IFSC UTIB0000849
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000849, and confirm that the system picks up Axis Bank – AMBAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0000849
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – AMBAD, ensure your bank's portal accepts IFSC UTIB0000849 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank AMBAD (IFSC UTIB0000849)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000849 in your mobile or internet banking app, and the money is credited to the AMBAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000849 for Axis Bank – AMBAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000849 | Yes – UTIB0000849 | Yes – UTIB0000849 |
For most retail customers crediting the Ambad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0000849
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AMBAD is still mapped to IFSC UTIB0000849. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000849 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ambad branch
Once you have an account at Axis Bank – AMBAD, the IFSC UTIB0000849 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ambad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000849
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0000849 and the account number together uniquely identify the Ambad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0000849
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AMBAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000849 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AMBAD:
- The IFSC is exactly UTIB0000849 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and AMBAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ambad branch
The branch is located at GROUND FLOOR, PLOT NO. ASG 44/45, SAHYADRI NAGAR, NEAR PAATARDI PHATA, MUMBAI-AGRA ROAD NASHIK, MAHARASHTRA , PIN 422 009, which puts it inside Ambad, the broader Jalna district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ambad branch” — the verified location pin for IFSC UTIB0000849 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000849 and your account number.
Verifying IFSC UTIB0000849 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0000849 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ambad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000849 continue to work without interruption.
Branch address & contact
Axis BankAmbad Branch
GROUND FLOOR, PLOT NO. ASG 44/45, SAHYADRI NAGAR, NEAR PAATARDI PHATA, MUMBAI-AGRA ROAD NASHIK, MAHARASHTRA , PIN 422 009
Ambad, Maharashtra
Phone: the branch contact number
IFSC: UTIB0000849
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambad branch but serve different purposes.
What is the phone number of Axis Bank Ambad branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Axis Bank Ambad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000849, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0000849 valid for NEFT and RTGS?
Yes. IFSC UTIB0000849 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Ambad branch?
The IFSC code of Axis Bank, Ambad branch is UTIB0000849. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Ambad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Axis Bank Ambad branch located?
Axis Bank's Ambad branch is located at GROUND FLOOR, PLOT NO. ASG 44/45, SAHYADRI NAGAR, NEAR PAATARDI PHATA, MUMBAI-AGRA ROAD NASHIK, MAHARASHTRA , PIN 422 009, Ambad, Maharashtra.
Can I use IFSC UTIB0000849 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000849 to send funds instantly.
Final notes
To recap: UTIB0000849 is the IFSC code of Axis Bank, AMBAD branch, in AMBAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
