IFSC Code of Axis Bank, Medical Road Aligarh Branch, Uttarakhand

If you are searching for the IFSC code of Axis Bank, MEDICAL ROAD ALIGARH branch in ALIGARH, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is UTIB0003686. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MEDICAL ROAD ALIGARH branch, and detailed step-by-step guides for using the IFSC UTIB0003686 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – MEDICAL ROAD ALIGARH is UTIB0003686. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003686 map to this branch in ALIGARH, UTTARAKHAND.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Medical Road Aligarh branch — IFSC UTIB0003686 — extends the bank's services to customers in and around Aligarh, Uttarakhand.

About the Medical Road Aligarh branch

The Medical Road Aligarh branch of Axis Bank is situated at MEDICAL ROAD ALIGARH GROUND FLOOR 4 1459A SAFINA COMPLEX MEDICAL ROAD ALIGARH 202001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003686 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MEDICAL ROAD ALIGARH branch came to be assigned the code UTIB0003686.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003686, money simply cannot be routed to the MEDICAL ROAD ALIGARH branch electronically.

How to transfer money using IFSC UTIB0003686

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003686 across all three.

How to use IFSC UTIB0003686 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MEDICAL ROAD ALIGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0003686.
4. Confirm the bank name auto-populates as Axis Bank and the branch as MEDICAL ROAD ALIGARH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MEDICAL ROAD ALIGARH

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MEDICAL ROAD ALIGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003686 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – MEDICAL ROAD ALIGARH, use IMPS. With IFSC UTIB0003686 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Medical Road Aligarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003686:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEDICAL ROAD ALIGARH is still linked to IFSC UTIB0003686.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MEDICAL ROAD ALIGARH branch, the IFSC UTIB0003686 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Medical Road Aligarh branch is mapped to IFSC UTIB0003686 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0003686.

Products and services

Customers walking into the Medical Road Aligarh branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0003686

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003686 and the account number together uniquely identify the Medical Road Aligarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UTIB0003686

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MEDICAL ROAD ALIGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003686 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MEDICAL ROAD ALIGARH:

• The IFSC is exactly UTIB0003686 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and MEDICAL ROAD ALIGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Medical Road Aligarh branch

The branch is located at MEDICAL ROAD ALIGARH GROUND FLOOR 4 1459A SAFINA COMPLEX MEDICAL ROAD ALIGARH 202001, which puts it inside Aligarh, the broader Aligarh district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Medical Road Aligarh branch” — the verified location pin for IFSC UTIB0003686 should appear at the top of the results.
2. Confirm the branch is open by calling 571-7456002187 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003686 and your account number.

Verifying IFSC UTIB0003686 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003686 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 571-7456002187.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Medical Road Aligarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003686 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0003686 belongs to Axis Bank's MEDICAL ROAD ALIGARH branch, located at MEDICAL ROAD ALIGARH GROUND FLOOR 4 1459A SAFINA COMPLEX MEDICAL ROAD ALIGARH… in ALIGARH, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.