Use this page as a one-stop reference for everything related to Axis Bank's AKBARPUR KANPUR DEHAT branch in AKBARPUR, UTTAR PRADESH. The branch's IFSC code UTIB0004471 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004471 is the IFSC of Axis Bank's AKBARPUR KANPUR DEHAT branch. The format is fixed: UTIB = bank code, 0 = reserved, 004471 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Akbarpur Kanpur Dehat |
| IFSC Code | UTIB0004471 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,248, WARD NO.14, NEHRU NAGAR, AKBARPUR, DISTT, KANPUR DEHAT 209101, UTTAR PRADESH |
| City | Akbarpur |
| District | Kanpur Dehat |
| State | Uttar Pradesh |
| Phone | 7618973739 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Akbarpur Kanpur Dehat branch in Akbarpur, Uttar Pradesh is part of this network and uses the IFSC code UTIB0004471 for all electronic settlement.
Akbarpur Kanpur Dehat branch overview
Located at GROUND FLOOR,248, WARD NO.14, NEHRU NAGAR, AKBARPUR, DISTT, KANPUR DEHAT 209101, UTTAR PRADESH, the Akbarpur Kanpur Dehat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004471 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AKBARPUR KANPUR DEHAT branch came to be assigned the code UTIB0004471.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004471, money simply cannot be routed to the AKBARPUR KANPUR DEHAT branch electronically.
How to transfer money using IFSC UTIB0004471
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004471 across all three.
NEFT to Axis Bank, AKBARPUR KANPUR DEHAT using IFSC UTIB0004471
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004471, and confirm that the system picks up Axis Bank – AKBARPUR KANPUR DEHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKBARPUR KANPUR DEHAT
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AKBARPUR KANPUR DEHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004471 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank AKBARPUR KANPUR DEHAT (IFSC UTIB0004471)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004471 in your mobile or internet banking app, and the money is credited to the AKBARPUR KANPUR DEHAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004471 for Axis Bank – AKBARPUR KANPUR DEHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004471 | Yes – UTIB0004471 | Yes – UTIB0004471 |
For most retail customers crediting the Akbarpur Kanpur Dehat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's AKBARPUR KANPUR DEHAT branch, the IFSC UTIB0004471 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Akbarpur Kanpur Dehat branch is mapped to IFSC UTIB0004471 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004471.
Products and services
Customers walking into the Akbarpur Kanpur Dehat branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004471
MICR & cheque-truncation details
Cheques drawn on the Akbarpur Kanpur Dehat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004471 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0004471
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AKBARPUR KANPUR DEHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004471 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0004471
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – AKBARPUR KANPUR DEHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004471. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Akbarpur Kanpur Dehat branch sits at GROUND FLOOR,248, WARD NO.14, NEHRU NAGAR, AKBARPUR, DISTT, KANPUR DEHAT 209101, UTTAR PRADESH. If you are travelling from outside Akbarpur, search for the branch on a maps application using the bank name and locality, or call 7618973739 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004471 and your account number.
Verifying IFSC UTIB0004471 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004471 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7618973739.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Akbarpur Kanpur Dehat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004471, however, work 24x7.
Branch address & contact
Axis BankAkbarpur Kanpur Dehat Branch
GROUND FLOOR,248, WARD NO.14, NEHRU NAGAR, AKBARPUR, DISTT, KANPUR DEHAT 209101, UTTAR PRADESH
Akbarpur, Uttar Pradesh
Phone: 7618973739
IFSC: UTIB0004471
Frequently asked questions
How do I add Axis Bank Akbarpur Kanpur Dehat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004471, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004471 the same for all accounts at Akbarpur Kanpur Dehat branch?
Yes. The IFSC UTIB0004471 is shared by every account held at Axis Bank's Akbarpur Kanpur Dehat branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Akbarpur Kanpur Dehat branch?
You can reach the branch at 7618973739 during regular banking hours.
Where is Axis Bank Akbarpur Kanpur Dehat branch located?
Axis Bank's Akbarpur Kanpur Dehat branch is located at GROUND FLOOR,248, WARD NO.14, NEHRU NAGAR, AKBARPUR, DISTT, KANPUR DEHAT 209101, UTTAR PRADESH, Akbarpur, Uttar Pradesh.
Does Axis Bank Akbarpur Kanpur Dehat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7618973739 to confirm.
How quickly will an NEFT transfer using UTIB0004471 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Akbarpur Kanpur Dehat reflect within 30 minutes.
Is IFSC UTIB0004471 valid for NEFT and RTGS?
Yes. IFSC UTIB0004471 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0004471 belongs to Axis Bank's AKBARPUR KANPUR DEHAT branch, located at GROUND FLOOR,248, WARD NO.14, NEHRU NAGAR, AKBARPUR, DISTT, KANPUR DEHAT… in AKBARPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
