Below are the complete branch details for Axis Bank, AKATARA branch, located in AKALTARA, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001727. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001727 for Axis Bank – AKATARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001727 is the IFSC of Axis Bank's AKATARA branch. The format is fixed: UTIB = bank code, 0 = reserved, 001727 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Akatara branch in Akaltara, Chhattisgarh is part of this network and uses the IFSC code UTIB0001727 for all electronic settlement.
About this branch
The branch is located at SHIVARI NARAYAN ROAD GANESH RICE MILL P.O AKALTARA DIST JANJGIR CHAMPA 495552 CHHATTISGARH. It serves the Akaltara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001727 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Akatara |
| IFSC Code | UTIB0001727 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHIVARI NARAYAN ROAD GANESH RICE MILL P.O AKALTARA DIST JANJGIR CHAMPA 495552 CHHATTISGARH |
| City | Akaltara |
| District | Akaltara |
| State | Chhattisgarh |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AKATARA branch came to be assigned the code UTIB0001727.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001727, money simply cannot be routed to the AKATARA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001727 and the account number together uniquely identify the Akatara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001727
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001727 across all three.
NEFT to Axis Bank, AKATARA using IFSC UTIB0001727
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001727, and confirm that the system picks up Axis Bank – AKATARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKATARA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AKATARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001727 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank AKATARA (IFSC UTIB0001727)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001727 in your mobile or internet banking app, and the money is credited to the AKATARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001727 for Axis Bank – AKATARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001727 | Yes – UTIB0001727 | Yes – UTIB0001727 |
For most retail customers crediting the Akatara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's AKATARA branch, the IFSC UTIB0001727 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Akatara branch is mapped to IFSC UTIB0001727 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001727.
Products and services
Customers walking into the Akatara branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001727
Online banking and IFSC UTIB0001727
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AKATARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001727 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Akatara branch
The branch is located at SHIVARI NARAYAN ROAD GANESH RICE MILL P.O AKALTARA DIST JANJGIR CHAMPA 495552 CHHATTISGARH, which puts it inside Akaltara, the broader Akaltara district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Akatara branch” — the verified location pin for IFSC UTIB0001727 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001727 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AKATARA:
- The IFSC is exactly UTIB0001727 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and AKATARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Akatara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001727 continue to work without interruption.
Verifying IFSC UTIB0001727 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001727 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankAkatara Branch
SHIVARI NARAYAN ROAD GANESH RICE MILL P.O AKALTARA DIST JANJGIR CHAMPA 495552 CHHATTISGARH
Akaltara, Chhattisgarh
Phone: the branch contact number
IFSC: UTIB0001727
Frequently asked questions
Does Axis Bank Akatara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Axis Bank Akatara branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0001727 the same for all accounts at Akatara branch?
Yes. The IFSC UTIB0001727 is shared by every account held at Axis Bank's Akatara branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0001727 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001727 to send funds instantly.
Where is Axis Bank Akatara branch located?
Axis Bank's Akatara branch is located at SHIVARI NARAYAN ROAD GANESH RICE MILL P.O AKALTARA DIST JANJGIR CHAMPA 495552 CHHATTISGARH, Akaltara, Chhattisgarh.
Is IFSC UTIB0001727 valid for NEFT and RTGS?
Yes. IFSC UTIB0001727 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0001727 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Akatara reflect within 30 minutes.
How do I add Axis Bank Akatara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001727, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0001727 is the IFSC code of Axis Bank, AKATARA branch, in AKALTARA, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
