Below are the complete branch details for Axis Bank, VASTRAL branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001658. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001658 for Axis Bank – VASTRAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's VASTRAL branch, the IFSC UTIB0001658 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001658 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Vastral |
| IFSC Code | UTIB0001658 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SWASTIK MALL, SHOP NO.1&2, NEAR SURELIYA ESTATE, VASTRAL ROAD, AHMEDABAD, GUJARAT, PIN 382 415 |
| City | Ahmedabad |
| District | Ahmadabad |
| State | Gujarat |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vastral branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code UTIB0001658 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, SWASTIK MALL, SHOP NO.1&2, NEAR SURELIYA ESTATE, VASTRAL ROAD, AHMEDABAD, GUJARAT, PIN 382 415. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001658 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VASTRAL of Axis Bank — its own 11-character IFSC. The code UTIB0001658 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001658 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0001658
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001658 across all three.
NEFT to Axis Bank, VASTRAL using IFSC UTIB0001658
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001658, and confirm that the system picks up Axis Bank – VASTRAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VASTRAL
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's VASTRAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001658 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – VASTRAL, use IMPS. With IFSC UTIB0001658 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001658 for Axis Bank – VASTRAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001658 | Yes – UTIB0001658 | Yes – UTIB0001658 |
For most retail customers crediting the Vastral branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's VASTRAL branch, the IFSC UTIB0001658 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vastral branch is mapped to IFSC UTIB0001658 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001658.
Products and services
Customers walking into the Vastral branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001658
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001658 and the account number together uniquely identify the Vastral branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0001658
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VASTRAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001658 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0001658
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – VASTRAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001658. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vastral branch sits at GROUND FLOOR, SWASTIK MALL, SHOP NO.1&2, NEAR SURELIYA ESTATE, VASTRAL ROAD, AHMEDABAD, GUJARAT, PIN 382 415. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001658 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001658 for Axis Bank – VASTRAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vastral are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001658 continue to work without interruption.
Branch address & contact
Axis BankVastral Branch
GROUND FLOOR, SWASTIK MALL, SHOP NO.1&2, NEAR SURELIYA ESTATE, VASTRAL ROAD, AHMEDABAD, GUJARAT, PIN 382 415
Ahmedabad, Gujarat
Phone: the branch contact number
IFSC: UTIB0001658
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001658 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Vastral reflect within 30 minutes.
What is the IFSC code of Axis Bank Vastral branch?
The IFSC code of Axis Bank, Vastral branch is UTIB0001658. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0001658 valid for NEFT and RTGS?
Yes. IFSC UTIB0001658 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0001658 the same for all accounts at Vastral branch?
Yes. The IFSC UTIB0001658 is shared by every account held at Axis Bank's Vastral branch. Only the account number changes from customer to customer.
How do I add Axis Bank Vastral as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001658, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Vastral branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Axis Bank Vastral branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UTIB0001658 belongs to Axis Bank's VASTRAL branch, located at GROUND FLOOR, SWASTIK MALL, SHOP NO.1&2, NEAR SURELIYA ESTATE, VASTRAL ROAD,… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
