If you are searching for the IFSC code of Axis Bank, SOUTH BOPAL branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0002892. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SOUTH BOPAL branch, and detailed step-by-step guides for using the IFSC UTIB0002892 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002892 is the IFSC of Axis Bank's SOUTH BOPAL branch. The format is fixed: UTIB = bank code, 0 = reserved, 002892 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The South Bopal branch — IFSC UTIB0002892 — extends the bank's services to customers in and around Ahmedabad, Gujarat.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | South Bopal |
| IFSC Code | UTIB0002892 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NO 1 AND 2 SOBO CENTRE |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9376554461 |
About the South Bopal branch
The South Bopal branch of Axis Bank is situated at GROUND FLOOR SHOP NO 1 AND 2 SOBO CENTRE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002892 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SOUTH BOPAL of Axis Bank — its own 11-character IFSC. The code UTIB0002892 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002892 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the South Bopal branch is mapped to IFSC UTIB0002892 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002892.
Products and services
Customers walking into the South Bopal branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002892
How to transfer money using IFSC UTIB0002892
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002892 across all three.
NEFT to Axis Bank, SOUTH BOPAL using IFSC UTIB0002892
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002892, and confirm that the system picks up Axis Bank – SOUTH BOPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SOUTH BOPAL
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SOUTH BOPAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002892 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SOUTH BOPAL, use IMPS. With IFSC UTIB0002892 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002892 for Axis Bank – SOUTH BOPAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002892 | Yes – UTIB0002892 | Yes – UTIB0002892 |
For most retail customers crediting the South Bopal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SOUTH BOPAL branch, the IFSC UTIB0002892 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0002892
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SOUTH BOPAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002892 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002892 and the account number together uniquely identify the South Bopal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0002892
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SOUTH BOPAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002892. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The South Bopal branch sits at GROUND FLOOR SHOP NO 1 AND 2 SOBO CENTRE. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 91-9376554461 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002892 and your account number.
Verifying IFSC UTIB0002892 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002892 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9376554461.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at South Bopal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002892 continue to work without interruption.
Branch address & contact
Axis BankSouth Bopal Branch
GROUND FLOOR SHOP NO 1 AND 2 SOBO CENTRE
Ahmedabad, Gujarat
Phone: 91-9376554461
IFSC: UTIB0002892
Frequently asked questions
Is IFSC UTIB0002892 the same for all accounts at South Bopal branch?
Yes. The IFSC UTIB0002892 is shared by every account held at Axis Bank's South Bopal branch. Only the account number changes from customer to customer.
Where is Axis Bank South Bopal branch located?
Axis Bank's South Bopal branch is located at GROUND FLOOR SHOP NO 1 AND 2 SOBO CENTRE, Ahmedabad, Gujarat.
How do I add Axis Bank South Bopal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002892, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank South Bopal branch?
The IFSC code of Axis Bank, South Bopal branch is UTIB0002892. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0002892 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – South Bopal reflect within 30 minutes.
What is the phone number of Axis Bank South Bopal branch?
You can reach the branch at 91-9376554461 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the South Bopal branch but serve different purposes.
Is IFSC UTIB0002892 valid for NEFT and RTGS?
Yes. IFSC UTIB0002892 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0002892 is the IFSC code of Axis Bank, SOUTH BOPAL branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
