IFSC Code of Axis Bank, L B S Road, Ahmedabad Branch, Gujarat

Use this page as a one-stop reference for everything related to Axis Bank's L B S ROAD, AHMEDABAD branch in AHMEDAABAD, GUJARAT. The branch's IFSC code UTIB0004748 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – L B S ROAD, AHMEDABAD is UTIB0004748. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004748 map to this branch in AHMEDAABAD, GUJARAT.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The L B S Road, Ahmedabad branch — IFSC UTIB0004748 — extends the bank's services to customers in and around Ahmedaabad, Gujarat.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR, SHOP NO B 6 & 7, PUSHKAR BUSINESS PARK, F P NO 150, S P NO 150/2, T P S NO 12 ASARWA, L B S ROAD, BAPUNAGAR, AHMEDABAD. It serves the Ahmedaabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004748 is used to identify this branch on the RBI payments network.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including L B S ROAD, AHMEDABAD of Axis Bank — its own 11-character IFSC. The code UTIB0004748 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004748 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the L B S Road, Ahmedabad branch

Once you have an account at Axis Bank – L B S ROAD, AHMEDABAD, the IFSC UTIB0004748 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The L B S Road, Ahmedabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-9998857409.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004748

How to transfer money using IFSC UTIB0004748

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004748 across all three.

How to use IFSC UTIB0004748 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's L B S ROAD, AHMEDABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0004748.
4. Confirm the bank name auto-populates as Axis Bank and the branch as L B S ROAD, AHMEDABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to L B S ROAD, AHMEDABAD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's L B S ROAD, AHMEDABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004748 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank L B S ROAD, AHMEDABAD (IFSC UTIB0004748)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004748 in your mobile or internet banking app, and the money is credited to the L B S ROAD, AHMEDABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0004748 for Axis Bank – L B S ROAD, AHMEDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the L B S Road, Ahmedabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's L B S ROAD, AHMEDABAD branch, the IFSC UTIB0004748 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC UTIB0004748

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the L B S ROAD, AHMEDABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004748 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the L B S Road, Ahmedabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004748 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC UTIB0004748

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – L B S ROAD, AHMEDABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0004748.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The L B S Road, Ahmedabad branch sits at GROUND FLOOR, SHOP NO B 6 & 7, PUSHKAR BUSINESS PARK, F P NO 150, S P NO 150/2, T P S NO 12 ASARWA, L B S ROAD, BAPUNAGAR, AHMEDABAD. If you are travelling from outside Ahmedaabad, search for the branch on a maps application using the bank name and locality, or call 79-9998857409 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004748 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0004748 for Axis Bank – L B S ROAD, AHMEDABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The L B S Road, Ahmedabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004748, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0004748 is the IFSC code of Axis Bank, L B S ROAD, AHMEDABAD branch, in AHMEDAABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.