If you are searching for the IFSC code of Axis Bank, BHAGWAN TALKIES AGRA branch in AGRA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0003070. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAGWAN TALKIES AGRA branch, and detailed step-by-step guides for using the IFSC UTIB0003070 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BHAGWAN TALKIES AGRA is UTIB0003070. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003070 map to this branch in AGRA, UTTAR PRADESH.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Bhagwan Talkies Agra branch in Agra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003070.
About this branch
The branch is located at GROUND FLOOR ASHOKA PLAZA 322 322 C 322 C1 NAGLA PADI BYE PASS ROAD AGRA 282002. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003070 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhagwan Talkies Agra |
| IFSC Code | UTIB0003070 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR ASHOKA PLAZA 322 322 C 322 C1 NAGLA PADI BYE PASS ROAD AGRA 282002 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8755030555 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BHAGWAN TALKIES AGRA branch came to be assigned the code UTIB0003070.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003070, money simply cannot be routed to the BHAGWAN TALKIES AGRA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003070 and the account number together uniquely identify the Bhagwan Talkies Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0003070
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003070 across all three.
How to use IFSC UTIB0003070 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BHAGWAN TALKIES AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003070.
- Confirm the bank name auto-populates as Axis Bank and the branch as BHAGWAN TALKIES AGRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BHAGWAN TALKIES AGRA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BHAGWAN TALKIES AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003070 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BHAGWAN TALKIES AGRA, use IMPS. With IFSC UTIB0003070 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003070 for Axis Bank – BHAGWAN TALKIES AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003070 | Yes – UTIB0003070 | Yes – UTIB0003070 |
For most retail customers crediting the Bhagwan Talkies Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BHAGWAN TALKIES AGRA branch, the IFSC UTIB0003070 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhagwan Talkies Agra branch is mapped to IFSC UTIB0003070 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003070.
Banking services available
The Bhagwan Talkies Agra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8755030555.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003070
Online banking and IFSC UTIB0003070
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BHAGWAN TALKIES AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003070 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bhagwan Talkies Agra branch
The branch is located at GROUND FLOOR ASHOKA PLAZA 322 322 C 322 C1 NAGLA PADI BYE PASS ROAD AGRA 282002, which puts it inside Agra, the broader Agra district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bhagwan Talkies Agra branch” — the verified location pin for IFSC UTIB0003070 should appear at the top of the results.
- Confirm the branch is open by calling 91-8755030555 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003070 and your account number.
Common mistakes to avoid when using IFSC UTIB0003070
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BHAGWAN TALKIES AGRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003070. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bhagwan Talkies Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003070 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003070 for Axis Bank – BHAGWAN TALKIES AGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankBhagwan Talkies Agra Branch
GROUND FLOOR ASHOKA PLAZA 322 322 C 322 C1 NAGLA PADI BYE PASS ROAD AGRA 282002
Agra, Uttar Pradesh
Phone: 91-8755030555
IFSC: UTIB0003070
Frequently asked questions
Is IFSC UTIB0003070 the same for all accounts at Bhagwan Talkies Agra branch?
Yes. The IFSC UTIB0003070 is shared by every account held at Axis Bank's Bhagwan Talkies Agra branch. Only the account number changes from customer to customer.
How do I add Axis Bank Bhagwan Talkies Agra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003070, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhagwan Talkies Agra branch but serve different purposes.
Where is Axis Bank Bhagwan Talkies Agra branch located?
Axis Bank's Bhagwan Talkies Agra branch is located at GROUND FLOOR ASHOKA PLAZA 322 322 C 322 C1 NAGLA PADI BYE PASS ROAD AGRA 282002, Agra, Uttar Pradesh.
Is IFSC UTIB0003070 valid for NEFT and RTGS?
Yes. IFSC UTIB0003070 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Bhagwan Talkies Agra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8755030555 to confirm.
What is the IFSC code of Axis Bank Bhagwan Talkies Agra branch?
The IFSC code of Axis Bank, Bhagwan Talkies Agra branch is UTIB0003070. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0003070 is the IFSC code of Axis Bank, BHAGWAN TALKIES AGRA branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
