Below are the complete branch details for Axis Bank, ABHA CITY SQUARE ABOHAR branch, located in ABOHAR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006477. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006477 for Axis Bank – ABHA CITY SQUARE ABOHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006477 is the IFSC of Axis Bank's ABHA CITY SQUARE ABOHAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 006477 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Abha City Square Abohar branch in Abohar, Punjab is part of this network and uses the IFSC code UTIB0006477 for all electronic settlement.
About the Abha City Square Abohar branch
The Abha City Square Abohar branch of Axis Bank is situated at AXIS BANK LTD GROUND FLOOR, SCO 12A 13A, ABHA CITY SQUARE, ABOHAR, DIST FAZILKA, PUNJAB 152116. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006477 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Abha City Square Abohar |
| IFSC Code | UTIB0006477 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD GROUND FLOOR, SCO 12A 13A, ABHA CITY SQUARE, ABOHAR, DIST FAZILKA, PUNJAB 152116 |
| City | Abohar |
| District | Fazilka |
| State | Punjab |
| STD Code | 1634 |
| Phone | 9872395362 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ABHA CITY SQUARE ABOHAR of Axis Bank — its own 11-character IFSC. The code UTIB0006477 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006477 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006477 and the account number together uniquely identify the Abha City Square Abohar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0006477
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006477 across all three.
How to use IFSC UTIB0006477 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ABHA CITY SQUARE ABOHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006477.
- Confirm the bank name auto-populates as Axis Bank and the branch as ABHA CITY SQUARE ABOHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006477
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ABHA CITY SQUARE ABOHAR, ensure your bank's portal accepts IFSC UTIB0006477 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank ABHA CITY SQUARE ABOHAR (IFSC UTIB0006477)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006477 in your mobile or internet banking app, and the money is credited to the ABHA CITY SQUARE ABOHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006477 for Axis Bank – ABHA CITY SQUARE ABOHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006477 | Yes – UTIB0006477 | Yes – UTIB0006477 |
For most retail customers crediting the Abha City Square Abohar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006477
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – ABHA CITY SQUARE ABOHAR is still mapped to IFSC UTIB0006477. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006477 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Abha City Square Abohar branch is mapped to IFSC UTIB0006477 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006477.
Products and services
Customers walking into the Abha City Square Abohar branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006477
Digital banking channels
Most day-to-day work that customers used to do at the Abha City Square Abohar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006477 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Abha City Square Abohar branch sits at AXIS BANK LTD GROUND FLOOR, SCO 12A 13A, ABHA CITY SQUARE, ABOHAR, DIST FAZILKA, PUNJAB 152116. If you are travelling from outside Abohar, search for the branch on a maps application using the bank name and locality, or call 1634-9872395362 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006477 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ABHA CITY SQUARE ABOHAR:
- The IFSC is exactly UTIB0006477 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and ABHA CITY SQUARE ABOHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Abha City Square Abohar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006477 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006477 for Axis Bank – ABHA CITY SQUARE ABOHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankAbha City Square Abohar Branch
AXIS BANK LTD GROUND FLOOR, SCO 12A 13A, ABHA CITY SQUARE, ABOHAR, DIST FAZILKA, PUNJAB 152116
Abohar, Punjab
Phone: 1634-9872395362
IFSC: UTIB0006477
Frequently asked questions
Is IFSC UTIB0006477 valid for NEFT and RTGS?
Yes. IFSC UTIB0006477 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0006477 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006477 to send funds instantly.
Where is Axis Bank Abha City Square Abohar branch located?
Axis Bank's Abha City Square Abohar branch is located at AXIS BANK LTD GROUND FLOOR, SCO 12A 13A, ABHA CITY SQUARE, ABOHAR, DIST FAZILKA, PUNJAB 152116, Abohar, Punjab.
What is the phone number of Axis Bank Abha City Square Abohar branch?
You can reach the branch at 1634-9872395362 during regular banking hours.
Is IFSC UTIB0006477 the same for all accounts at Abha City Square Abohar branch?
Yes. The IFSC UTIB0006477 is shared by every account held at Axis Bank's Abha City Square Abohar branch. Only the account number changes from customer to customer.
How do I add Axis Bank Abha City Square Abohar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006477, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Abha City Square Abohar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1634-9872395362 to confirm.
How quickly will an NEFT transfer using UTIB0006477 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Abha City Square Abohar reflect within 30 minutes.
Summary
The IFSC code UTIB0006477 belongs to Axis Bank's ABHA CITY SQUARE ABOHAR branch, located at AXIS BANK LTD GROUND FLOOR, SCO 12A 13A, ABHA CITY SQUARE, ABOHAR, DIST… in ABOHAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
