If you are searching for the IFSC code of Axis Bank, ABHANPUR branch in ABHANPUR, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is UTIB0001308. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ABHANPUR branch, and detailed step-by-step guides for using the IFSC UTIB0001308 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001308 is the IFSC of Axis Bank's ABHANPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 001308 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Abhanpur |
| IFSC Code | UTIB0001308 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJIM ROAD , PS ABHANPUR,ABHANPUR DIST. RAIPUR,CHATTISGARH, PIN 493661. |
| City | Abhanpur |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 0 |
| Phone | 0 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Abhanpur branch — IFSC UTIB0001308 — extends the bank's services to customers in and around Abhanpur, Chhattisgarh.
About the Abhanpur branch
The Abhanpur branch of Axis Bank is situated at RAJIM ROAD , PS ABHANPUR,ABHANPUR DIST. RAIPUR,CHATTISGARH, PIN 493661.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001308 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ABHANPUR branch came to be assigned the code UTIB0001308.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001308, money simply cannot be routed to the ABHANPUR branch electronically.
How to transfer money using IFSC UTIB0001308
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001308 across all three.
How to use IFSC UTIB0001308 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ABHANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001308.
- Confirm the bank name auto-populates as Axis Bank and the branch as ABHANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001308
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ABHANPUR, ensure your bank's portal accepts IFSC UTIB0001308 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – ABHANPUR, use IMPS. With IFSC UTIB0001308 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001308 for Axis Bank – ABHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001308 | Yes – UTIB0001308 | Yes – UTIB0001308 |
For most retail customers crediting the Abhanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ABHANPUR branch, the IFSC UTIB0001308 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Abhanpur branch is mapped to IFSC UTIB0001308 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001308.
Products and services
Customers walking into the Abhanpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001308
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001308 and the account number together uniquely identify the Abhanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0001308
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the ABHANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001308 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0001308
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ABHANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001308. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Abhanpur branch
The branch is located at RAJIM ROAD , PS ABHANPUR,ABHANPUR DIST. RAIPUR,CHATTISGARH, PIN 493661., which puts it inside Abhanpur, the broader Raipur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Abhanpur branch” — the verified location pin for IFSC UTIB0001308 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001308 and your account number.
Verifying IFSC UTIB0001308 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001308 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Abhanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001308 continue to work without interruption.
Branch address & contact
Axis BankAbhanpur Branch
RAJIM ROAD , PS ABHANPUR,ABHANPUR DIST. RAIPUR,CHATTISGARH, PIN 493661.
Abhanpur, Chhattisgarh
Phone: 0
IFSC: UTIB0001308
Frequently asked questions
Where is Axis Bank Abhanpur branch located?
Axis Bank's Abhanpur branch is located at RAJIM ROAD , PS ABHANPUR,ABHANPUR DIST. RAIPUR,CHATTISGARH, PIN 493661., Abhanpur, Chhattisgarh.
Is IFSC UTIB0001308 the same for all accounts at Abhanpur branch?
Yes. The IFSC UTIB0001308 is shared by every account held at Axis Bank's Abhanpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Abhanpur branch but serve different purposes.
What is the phone number of Axis Bank Abhanpur branch?
You can reach the branch at 0 during regular banking hours.
How do I add Axis Bank Abhanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001308, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0001308 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001308 to send funds instantly.
Summary
The IFSC code UTIB0001308 belongs to Axis Bank's ABHANPUR branch, located at RAJIM ROAD , PS ABHANPUR,ABHANPUR DIST. RAIPUR,CHATTISGARH, PIN 493661. in ABHANPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
