IFSC Code of AU Small Finance Bank Limited, Okhla Phase One Delhi Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for AU Small Finance Bank Limited, OKHLA PHASE ONE DELHI branch in SOUTH EAST DELHI. The 11-digit IFSC AUBL0002784 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with AU Small Finance Bank Limited at the OKHLA PHASE ONE DELHI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for AU Small Finance Bank Limited – OKHLA PHASE ONE DELHI is AUBL0002784. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002784 map to this branch in SOUTH EAST DELHI, DELHI.

Bank profile

AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Okhla Phase One Delhi branch — IFSC AUBL0002784 — extends the bank's services to customers in and around South East Delhi, Delhi.

About this branch

The branch is located at GROUND FLOOR, PLOT NO 14, SAVITRI ARCADE COMMUNITY CENTRE, OKHLA PHASE-1, DELHI 110020. It serves the South East Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of AU Small Finance Bank Limited. The IFSC AUBL0002784 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every AU Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OKHLA PHASE ONE DELHI of AU Small Finance Bank Limited — its own 11-character IFSC. The code AUBL0002784 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUBL0002784 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Okhla Phase One Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0002784 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC AUBL0002784

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002784 across all three.

NEFT to AU Small Finance Bank Limited, OKHLA PHASE ONE DELHI using IFSC AUBL0002784

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0002784, and confirm that the system picks up AU Small Finance Bank Limited – OKHLA PHASE ONE DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AUBL0002784

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – OKHLA PHASE ONE DELHI, ensure your bank's portal accepts IFSC AUBL0002784 while registering the beneficiary. RTGS is also available 24x7.

IMPS to AU Small Finance Bank Limited OKHLA PHASE ONE DELHI (IFSC AUBL0002784)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002784 in your mobile or internet banking app, and the money is credited to the OKHLA PHASE ONE DELHI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUBL0002784 for AU Small Finance Bank Limited – OKHLA PHASE ONE DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Okhla Phase One Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's OKHLA PHASE ONE DELHI branch, the IFSC AUBL0002784 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Okhla Phase One Delhi branch is mapped to IFSC AUBL0002784 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL0002784.

Products and services

Customers walking into the Okhla Phase One Delhi branch can access most of AU Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUBL0002784

Digital banking channels

Most day-to-day work that customers used to do at the Okhla Phase One Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL0002784 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Okhla Phase One Delhi branch

The branch is located at GROUND FLOOR, PLOT NO 14, SAVITRI ARCADE COMMUNITY CENTRE, OKHLA PHASE-1, DELHI 110020, which puts it inside South East Delhi, the broader Southeast Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “AU Small Finance Bank Limited Okhla Phase One Delhi branch” — the verified location pin for IFSC AUBL0002784 should appear at the top of the results.
2. Confirm the branch is open by calling 8130048252 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL0002784 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – OKHLA PHASE ONE DELHI:

• The IFSC is exactly AUBL0002784 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and OKHLA PHASE ONE DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Okhla Phase One Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0002784 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0002784 for AU Small Finance Bank Limited – OKHLA PHASE ONE DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0002784 belongs to AU Small Finance Bank Limited's OKHLA PHASE ONE DELHI branch, located at GROUND FLOOR, PLOT NO 14, SAVITRI ARCADE COMMUNITY CENTRE, OKHLA PHASE-1,… in SOUTH EAST DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.