Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's TITRI branch in RATLAM, MADHYA PRADESH. The branch's IFSC code AUBL0002586 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, AUBL0002586 is the IFSC of AU Small Finance Bank Limited's TITRI branch. The format is fixed: AUBL = bank code, 0 = reserved, 002586 = branch identifier.
Branch details at a glance
| Bank Name | AU Small Finance Bank Limited |
|---|---|
| Branch | Titri |
| IFSC Code | AUBL0002586 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JHABUWA MAIN ROAD, GRAM- TITRI, RATLAM MADHYA PREADESH - 457001 |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| Phone | 8516931774 |
Bank profile
AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Titri branch — IFSC AUBL0002586 — extends the bank's services to customers in and around Ratlam, Madhya Pradesh.
About the Titri branch
The Titri branch of AU Small Finance Bank Limited is situated at JHABUWA MAIN ROAD, GRAM- TITRI, RATLAM MADHYA PREADESH - 457001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0002586 is used.
Why every AU Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TITRI of AU Small Finance Bank Limited — its own 11-character IFSC. The code AUBL0002586 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUBL0002586 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC AUBL0002586
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002586 across all three.
NEFT to AU Small Finance Bank Limited, TITRI using IFSC AUBL0002586
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0002586, and confirm that the system picks up AU Small Finance Bank Limited – TITRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC AUBL0002586
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – TITRI, ensure your bank's portal accepts IFSC AUBL0002586 while registering the beneficiary. RTGS is also available 24x7.
IMPS to AU Small Finance Bank Limited TITRI (IFSC AUBL0002586)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002586 in your mobile or internet banking app, and the money is credited to the TITRI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC AUBL0002586 for AU Small Finance Bank Limited – TITRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – AUBL0002586 | Yes – AUBL0002586 | Yes – AUBL0002586 |
For most retail customers crediting the Titri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's TITRI branch, the IFSC AUBL0002586 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Titri branch is mapped to IFSC AUBL0002586 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains AUBL0002586.
Banking services available
The Titri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8516931774.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0002586
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by AU Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUBL0002586 and the account number together uniquely identify the Titri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC AUBL0002586
AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TITRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0002586 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – TITRI:
- The IFSC is exactly AUBL0002586 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills AU Small Finance Bank Limited as the bank name and TITRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Titri branch sits at JHABUWA MAIN ROAD, GRAM- TITRI, RATLAM MADHYA PREADESH - 457001. If you are travelling from outside Ratlam, search for the branch on a maps application using the bank name and locality, or call 8516931774 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0002586 and your account number.
Verifying IFSC AUBL0002586 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL0002586 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8516931774.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Titri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0002586 continue to work without interruption.
Branch address & contact
AU Small Finance Bank LimitedTitri Branch
JHABUWA MAIN ROAD, GRAM- TITRI, RATLAM MADHYA PREADESH - 457001
Ratlam, Madhya Pradesh
Phone: 8516931774
IFSC: AUBL0002586
Frequently asked questions
Can I use IFSC AUBL0002586 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC AUBL0002586 to send funds instantly.
What is the IFSC code of AU Small Finance Bank Limited Titri branch?
The IFSC code of AU Small Finance Bank Limited, Titri branch is AUBL0002586. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of AU Small Finance Bank Limited Titri branch?
You can reach the branch at 8516931774 during regular banking hours.
Where is AU Small Finance Bank Limited Titri branch located?
AU Small Finance Bank Limited's Titri branch is located at JHABUWA MAIN ROAD, GRAM- TITRI, RATLAM MADHYA PREADESH - 457001, Ratlam, Madhya Pradesh.
How quickly will an NEFT transfer using AUBL0002586 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to AU Small Finance Bank Limited – Titri reflect within 30 minutes.
Is IFSC AUBL0002586 the same for all accounts at Titri branch?
Yes. The IFSC AUBL0002586 is shared by every account held at AU Small Finance Bank Limited's Titri branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Titri branch but serve different purposes.
How do I add AU Small Finance Bank Limited Titri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AUBL0002586, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code AUBL0002586 belongs to AU Small Finance Bank Limited's TITRI branch, located at JHABUWA MAIN ROAD, GRAM- TITRI, RATLAM MADHYA PREADESH - 457001 in RATLAM, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
