Below are the complete branch details for AU Small Finance Bank Limited, NEEM KA THANA branch, located in NEEM KA THANA, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is AUBL0002198. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AUBL0002198 for AU Small Finance Bank Limited – NEEM KA THANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For AU Small Finance Bank Limited's NEEM KA THANA branch, the IFSC AUBL0002198 breaks down as follows: AUBL identifies the bank, 0 is the reserved character, and 002198 identifies this particular branch.
About the bank
AU Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Neem Ka Thana branch in Neem Ka Thana, Rajasthan is part of this network and uses the IFSC code AUBL0002198 for all electronic settlement.
Branch details at a glance
| Bank Name | AU Small Finance Bank Limited |
|---|---|
| Branch | Neem Ka Thana |
| IFSC Code | AUBL0002198 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 16, ZONE B,SHIVAM PLAZA, KAPIL MANDI ,NEAR DHARM KATA |
| City | Neem Ka Thana |
| District | Neem Ka Thana |
| State | Rajasthan |
| STD Code | 1574 |
| Phone | 230006 |
About the Neem Ka Thana branch
The Neem Ka Thana branch of AU Small Finance Bank Limited is situated at PLOT NO 16, ZONE B,SHIVAM PLAZA, KAPIL MANDI ,NEAR DHARM KATA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0002198 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's NEEM KA THANA branch came to be assigned the code AUBL0002198.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0002198, money simply cannot be routed to the NEEM KA THANA branch electronically.
Products and account variants supported
Every account opened at the Neem Ka Thana branch is mapped to IFSC AUBL0002198 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains AUBL0002198.
Products and services
Customers walking into the Neem Ka Thana branch can access most of AU Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC AUBL0002198
How to transfer money using IFSC AUBL0002198
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002198 across all three.
NEFT to AU Small Finance Bank Limited, NEEM KA THANA using IFSC AUBL0002198
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0002198, and confirm that the system picks up AU Small Finance Bank Limited – NEEM KA THANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC AUBL0002198
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – NEEM KA THANA, ensure your bank's portal accepts IFSC AUBL0002198 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to AU Small Finance Bank Limited – NEEM KA THANA, use IMPS. With IFSC AUBL0002198 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC AUBL0002198 for AU Small Finance Bank Limited – NEEM KA THANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – AUBL0002198 | Yes – AUBL0002198 | Yes – AUBL0002198 |
For most retail customers crediting the Neem Ka Thana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's NEEM KA THANA branch, the IFSC AUBL0002198 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC AUBL0002198
AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NEEM KA THANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0002198 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by AU Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUBL0002198 and the account number together uniquely identify the Neem Ka Thana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – NEEM KA THANA:
- The IFSC is exactly AUBL0002198 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills AU Small Finance Bank Limited as the bank name and NEEM KA THANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Neem Ka Thana branch sits at PLOT NO 16, ZONE B,SHIVAM PLAZA, KAPIL MANDI ,NEAR DHARM KATA. If you are travelling from outside Neem Ka Thana, search for the branch on a maps application using the bank name and locality, or call 1574-230006 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0002198 and your account number.
Verifying IFSC AUBL0002198 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL0002198 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1574-230006.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Neem Ka Thana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0002198 continue to work without interruption.
Branch address & contact
AU Small Finance Bank LimitedNeem Ka Thana Branch
PLOT NO 16, ZONE B,SHIVAM PLAZA, KAPIL MANDI ,NEAR DHARM KATA
Neem Ka Thana, Rajasthan
Phone: 1574-230006
IFSC: AUBL0002198
Frequently asked questions
Where is AU Small Finance Bank Limited Neem Ka Thana branch located?
AU Small Finance Bank Limited's Neem Ka Thana branch is located at PLOT NO 16, ZONE B,SHIVAM PLAZA, KAPIL MANDI ,NEAR DHARM KATA, Neem Ka Thana, Rajasthan.
How do I add AU Small Finance Bank Limited Neem Ka Thana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AUBL0002198, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Neem Ka Thana branch but serve different purposes.
Is IFSC AUBL0002198 valid for NEFT and RTGS?
Yes. IFSC AUBL0002198 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does AU Small Finance Bank Limited Neem Ka Thana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1574-230006 to confirm.
Can I use IFSC AUBL0002198 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC AUBL0002198 to send funds instantly.
Summary
The IFSC code AUBL0002198 belongs to AU Small Finance Bank Limited's NEEM KA THANA branch, located at PLOT NO 16, ZONE B,SHIVAM PLAZA, KAPIL MANDI ,NEAR DHARM KATA in NEEM KA THANA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


