IFSC Code of AU Small Finance Bank Limited, Nashik Gangapur Road Branch, Maharashtra

If you are searching for the IFSC code of AU Small Finance Bank Limited, NASHIK GANGAPUR ROAD branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is AUBL0004140. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NASHIK GANGAPUR ROAD branch, and detailed step-by-step guides for using the IFSC AUBL0004140 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD is AUBL0004140. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004140 map to this branch in NASHIK, MAHARASHTRA.

Branch details at a glance

Bank profile

AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nashik Gangapur Road branch — IFSC AUBL0004140 — extends the bank's services to customers in and around Nashik, Maharashtra.

About the Nashik Gangapur Road branch

The Nashik Gangapur Road branch of AU Small Finance Bank Limited is situated at GF,SHOP NO -2,INDIRA HEIGHTS GANGAPUR ROAD,NEAR PRAMOD MAHJAN GARDEN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0004140 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's NASHIK GANGAPUR ROAD branch came to be assigned the code AUBL0004140.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0004140, money simply cannot be routed to the NASHIK GANGAPUR ROAD branch electronically.

How to transfer money using IFSC AUBL0004140

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0004140 across all three.

NEFT to AU Small Finance Bank Limited, NASHIK GANGAPUR ROAD using IFSC AUBL0004140

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0004140, and confirm that the system picks up AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AUBL0004140

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD, ensure your bank's portal accepts IFSC AUBL0004140 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD, use IMPS. With IFSC AUBL0004140 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUBL0004140 for AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nashik Gangapur Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AUBL0004140

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD is still mapped to IFSC AUBL0004140. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0004140 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nashik Gangapur Road branch is mapped to IFSC AUBL0004140 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL0004140.

Products and services

Customers walking into the Nashik Gangapur Road branch can access most of AU Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUBL0004140

MICR & cheque-truncation details

Cheques drawn on the Nashik Gangapur Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0004140 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC AUBL0004140

AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NASHIK GANGAPUR ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0004140 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – NASHIK GANGAPUR ROAD:

• The IFSC is exactly AUBL0004140 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and NASHIK GANGAPUR ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nashik Gangapur Road branch sits at GF,SHOP NO -2,INDIRA HEIGHTS GANGAPUR ROAD,NEAR PRAMOD MAHJAN GARDEN. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 8828864073 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0004140 and your account number.

Verifying IFSC AUBL0004140 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL0004140 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8828864073.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nashik Gangapur Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0004140 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0004140 belongs to AU Small Finance Bank Limited's NASHIK GANGAPUR ROAD branch, located at GF,SHOP NO -2,INDIRA HEIGHTS GANGAPUR ROAD,NEAR PRAMOD MAHJAN GARDEN in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.