IFSC Code of AU Small Finance Bank Limited, Kandivali East Thakur Village Branch, Maharashtra

Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's KANDIVALI EAST THAKUR VILLAGE branch in MUMBAI, MAHARASHTRA. The branch's IFSC code AUBL0002722 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For AU Small Finance Bank Limited's KANDIVALI EAST THAKUR VILLAGE branch, the IFSC AUBL0002722 breaks down as follows: AUBL identifies the bank, 0 is the reserved character, and 002722 identifies this particular branch.

About the bank

AU Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kandivali East Thakur Village branch in Mumbai, Maharashtra is part of this network and uses the IFSC code AUBL0002722 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR,SHOP NO.26 TO 31,GOKUL RESIDENCY,H BUILDING,THAKUR VILLAGE,KANDIVALI -E,MUMBAI,MAHARASHTRA -400101. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of AU Small Finance Bank Limited. The IFSC AUBL0002722 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every AU Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANDIVALI EAST THAKUR VILLAGE of AU Small Finance Bank Limited — its own 11-character IFSC. The code AUBL0002722 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUBL0002722 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by AU Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUBL0002722 and the account number together uniquely identify the Kandivali East Thakur Village branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC AUBL0002722

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002722 across all three.

NEFT to AU Small Finance Bank Limited, KANDIVALI EAST THAKUR VILLAGE using IFSC AUBL0002722

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0002722, and confirm that the system picks up AU Small Finance Bank Limited – KANDIVALI EAST THAKUR VILLAGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANDIVALI EAST THAKUR VILLAGE

If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's KANDIVALI EAST THAKUR VILLAGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0002722 while initiating the transfer and the credit will appear within minutes.

IMPS to AU Small Finance Bank Limited KANDIVALI EAST THAKUR VILLAGE (IFSC AUBL0002722)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002722 in your mobile or internet banking app, and the money is credited to the KANDIVALI EAST THAKUR VILLAGE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kandivali East Thakur Village

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUBL0002722:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANDIVALI EAST THAKUR VILLAGE is still linked to IFSC AUBL0002722.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's KANDIVALI EAST THAKUR VILLAGE branch, the IFSC AUBL0002722 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kandivali East Thakur Village branch

Once you have an account at AU Small Finance Bank Limited – KANDIVALI EAST THAKUR VILLAGE, the IFSC AUBL0002722 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kandivali East Thakur Village branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9001072825.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0002722

Digital banking channels

Most day-to-day work that customers used to do at the Kandivali East Thakur Village branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL0002722 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Kandivali East Thakur Village branch

The branch is located at GROUND FLOOR,SHOP NO.26 TO 31,GOKUL RESIDENCY,H BUILDING,THAKUR VILLAGE,KANDIVALI -E,MUMBAI,MAHARASHTRA -400101, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “AU Small Finance Bank Limited Kandivali East Thakur Village branch” — the verified location pin for IFSC AUBL0002722 should appear at the top of the results.
2. Confirm the branch is open by calling 9001072825 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL0002722 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – KANDIVALI EAST THAKUR VILLAGE:

• The IFSC is exactly AUBL0002722 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and KANDIVALI EAST THAKUR VILLAGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kandivali East Thakur Village branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUBL0002722, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0002722 for AU Small Finance Bank Limited – KANDIVALI EAST THAKUR VILLAGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUBL0002722 is the IFSC code of AU Small Finance Bank Limited, KANDIVALI EAST THAKUR VILLAGE branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.