IFSC Code of AU Small Finance Bank Limited, Ausfb Credit Card UPI Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's AUSFB CREDIT CARD UPI BRANCH branch in MUMBAI, MAHARASHTRA. The branch's IFSC code AUBL00CCUPI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AUBL00CCUPI is the IFSC of AU Small Finance Bank Limited's AUSFB CREDIT CARD UPI BRANCH branch. The format is fixed: AUBL = bank code, 0 = reserved, 0CCUPI = branch identifier.

Branch details at a glance

Bank profile

AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ausfb Credit Card UPI Branch branch — IFSC AUBL00CCUPI — extends the bank's services to customers in and around Mumbai, Maharashtra.

Ausfb Credit Card UPI Branch branch overview

Located at CORPORATE HOUSE,E BLOCK,5TH FLOOR,KANAKIA ZILLION,JUNCTION OF LBS& CST MARG,BKC ANNEX,KURLA ( WEST),MUMBAI 400070, the Ausfb Credit Card UPI Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AUBL00CCUPI is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's AUSFB CREDIT CARD UPI BRANCH branch came to be assigned the code AUBL00CCUPI.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL00CCUPI, money simply cannot be routed to the AUSFB CREDIT CARD UPI BRANCH branch electronically.

How to transfer money using IFSC AUBL00CCUPI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL00CCUPI across all three.

NEFT to AU Small Finance Bank Limited, AUSFB CREDIT CARD UPI BRANCH using IFSC AUBL00CCUPI

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL00CCUPI, and confirm that the system picks up AU Small Finance Bank Limited – AUSFB CREDIT CARD UPI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AUBL00CCUPI

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – AUSFB CREDIT CARD UPI BRANCH, ensure your bank's portal accepts IFSC AUBL00CCUPI while registering the beneficiary. RTGS is also available 24x7.

IMPS to AU Small Finance Bank Limited AUSFB CREDIT CARD UPI BRANCH (IFSC AUBL00CCUPI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL00CCUPI in your mobile or internet banking app, and the money is credited to the AUSFB CREDIT CARD UPI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ausfb Credit Card UPI Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUBL00CCUPI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AUSFB CREDIT CARD UPI BRANCH is still linked to IFSC AUBL00CCUPI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's AUSFB CREDIT CARD UPI BRANCH branch, the IFSC AUBL00CCUPI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ausfb Credit Card UPI Branch branch is mapped to IFSC AUBL00CCUPI on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL00CCUPI.

Products and services

Customers walking into the Ausfb Credit Card UPI Branch branch can access most of AU Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUBL00CCUPI

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by AU Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUBL00CCUPI and the account number together uniquely identify the Ausfb Credit Card UPI Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Ausfb Credit Card UPI Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL00CCUPI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – AUSFB CREDIT CARD UPI BRANCH:

• The IFSC is exactly AUBL00CCUPI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and AUSFB CREDIT CARD UPI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ausfb Credit Card UPI Branch branch

The branch is located at CORPORATE HOUSE,E BLOCK,5TH FLOOR,KANAKIA ZILLION,JUNCTION OF LBS& CST MARG,BKC ANNEX,KURLA ( WEST),MUMBAI 400070, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “AU Small Finance Bank Limited Ausfb Credit Card UPI Branch branch” — the verified location pin for IFSC AUBL00CCUPI should appear at the top of the results.
2. Confirm the branch is open by calling 8306004351 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL00CCUPI and your account number.

Verifying IFSC AUBL00CCUPI from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL00CCUPI by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8306004351.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ausfb Credit Card UPI Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUBL00CCUPI, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL00CCUPI belongs to AU Small Finance Bank Limited's AUSFB CREDIT CARD UPI BRANCH branch, located at CORPORATE HOUSE,E BLOCK,5TH FLOOR,KANAKIA ZILLION,JUNCTION OF LBS& CST… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.