IFSC Code of AU Small Finance Bank Limited, Jamnagar Lal Bunglow Road Branch, Gujarat

If you are searching for the IFSC code of AU Small Finance Bank Limited, JAMNAGAR LAL BUNGLOW ROAD branch in JAMNAGAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is AUBL0004133. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAMNAGAR LAL BUNGLOW ROAD branch, and detailed step-by-step guides for using the IFSC AUBL0004133 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For AU Small Finance Bank Limited's JAMNAGAR LAL BUNGLOW ROAD branch, the IFSC AUBL0004133 breaks down as follows: AUBL identifies the bank, 0 is the reserved character, and 004133 identifies this particular branch.

About the bank

AU Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamnagar Lal Bunglow Road branch in Jamnagar, Gujarat is part of this network and uses the IFSC code AUBL0004133 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR,SHOP NO.3,MADHAV SQUARE NEAR LIMDA LANE,LAL BUNGLOW ROAD. It serves the Jamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of AU Small Finance Bank Limited. The IFSC AUBL0004133 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's JAMNAGAR LAL BUNGLOW ROAD branch came to be assigned the code AUBL0004133.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0004133, money simply cannot be routed to the JAMNAGAR LAL BUNGLOW ROAD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jamnagar Lal Bunglow Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0004133 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC AUBL0004133

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0004133 across all three.

How to use IFSC AUBL0004133 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to AU Small Finance Bank Limited's JAMNAGAR LAL BUNGLOW ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AUBL0004133.
4. Confirm the bank name auto-populates as AU Small Finance Bank Limited and the branch as JAMNAGAR LAL BUNGLOW ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAMNAGAR LAL BUNGLOW ROAD

If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's JAMNAGAR LAL BUNGLOW ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0004133 while initiating the transfer and the credit will appear within minutes.

IMPS to AU Small Finance Bank Limited JAMNAGAR LAL BUNGLOW ROAD (IFSC AUBL0004133)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0004133 in your mobile or internet banking app, and the money is credited to the JAMNAGAR LAL BUNGLOW ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jamnagar Lal Bunglow Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUBL0004133:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMNAGAR LAL BUNGLOW ROAD is still linked to IFSC AUBL0004133.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AUBL0004133

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – JAMNAGAR LAL BUNGLOW ROAD is still mapped to IFSC AUBL0004133. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0004133 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jamnagar Lal Bunglow Road branch is mapped to IFSC AUBL0004133 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL0004133.

Products and services

Customers walking into the Jamnagar Lal Bunglow Road branch can access most of AU Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUBL0004133

Online banking and IFSC AUBL0004133

AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JAMNAGAR LAL BUNGLOW ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0004133 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Jamnagar Lal Bunglow Road branch sits at GROUND FLOOR,SHOP NO.3,MADHAV SQUARE NEAR LIMDA LANE,LAL BUNGLOW ROAD. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call 8980010806 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0004133 and your account number.

Common mistakes to avoid when using IFSC AUBL0004133

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to AU Small Finance Bank Limited – JAMNAGAR LAL BUNGLOW ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AUBL0004133.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamnagar Lal Bunglow Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUBL0004133, however, work 24x7.

Verifying IFSC AUBL0004133 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL0004133 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8980010806.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0004133 belongs to AU Small Finance Bank Limited's JAMNAGAR LAL BUNGLOW ROAD branch, located at GROUND FLOOR,SHOP NO.3,MADHAV SQUARE NEAR LIMDA LANE,LAL BUNGLOW ROAD in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.