This page lists the IFSC code, branch address, contact number and fund-transfer information for AU Small Finance Bank Limited, MODEL TOWN JALANDHAR branch in JALANDHAR. The 11-digit IFSC AUBL0002380 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with AU Small Finance Bank Limited at the MODEL TOWN JALANDHAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for AU Small Finance Bank Limited – MODEL TOWN JALANDHAR is AUBL0002380. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002380 map to this branch in JALANDHAR, PUNJAB.
About the bank
AU Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Model Town Jalandhar branch in Jalandhar, Punjab is part of this network and uses the IFSC code AUBL0002380 for all electronic settlement.
Branch details at a glance
| Bank Name | AU Small Finance Bank Limited |
|---|---|
| Branch | Model Town Jalandhar |
| IFSC Code | AUBL0002380 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 604, KATHURIAS, MODEL TOWN, OPPOSITE GURUDWARA SAHIB, JALANDHAR, PUNJAB-144003 |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| STD Code | 181 |
| Phone | 2270200 |
About this branch
The branch is located at 604, KATHURIAS, MODEL TOWN, OPPOSITE GURUDWARA SAHIB, JALANDHAR, PUNJAB-144003. It serves the Jalandhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of AU Small Finance Bank Limited. The IFSC AUBL0002380 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's MODEL TOWN JALANDHAR branch came to be assigned the code AUBL0002380.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0002380, money simply cannot be routed to the MODEL TOWN JALANDHAR branch electronically.
Products and account variants supported
Every account opened at the Model Town Jalandhar branch is mapped to IFSC AUBL0002380 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains AUBL0002380.
Banking services available
The Model Town Jalandhar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 181-2270200.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0002380
How to transfer money using IFSC AUBL0002380
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002380 across all three.
How to use IFSC AUBL0002380 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to AU Small Finance Bank Limited's MODEL TOWN JALANDHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC AUBL0002380.
- Confirm the bank name auto-populates as AU Small Finance Bank Limited and the branch as MODEL TOWN JALANDHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MODEL TOWN JALANDHAR
If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's MODEL TOWN JALANDHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0002380 while initiating the transfer and the credit will appear within minutes.
IMPS to AU Small Finance Bank Limited MODEL TOWN JALANDHAR (IFSC AUBL0002380)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002380 in your mobile or internet banking app, and the money is credited to the MODEL TOWN JALANDHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC AUBL0002380 for AU Small Finance Bank Limited – MODEL TOWN JALANDHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – AUBL0002380 | Yes – AUBL0002380 | Yes – AUBL0002380 |
For most retail customers crediting the Model Town Jalandhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC AUBL0002380
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – MODEL TOWN JALANDHAR is still mapped to IFSC AUBL0002380. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0002380 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Model Town Jalandhar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL0002380 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by AU Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUBL0002380 and the account number together uniquely identify the Model Town Jalandhar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – MODEL TOWN JALANDHAR:
- The IFSC is exactly AUBL0002380 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills AU Small Finance Bank Limited as the bank name and MODEL TOWN JALANDHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Model Town Jalandhar branch sits at 604, KATHURIAS, MODEL TOWN, OPPOSITE GURUDWARA SAHIB, JALANDHAR, PUNJAB-144003. If you are travelling from outside Jalandhar, search for the branch on a maps application using the bank name and locality, or call 181-2270200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0002380 and your account number.
Verifying IFSC AUBL0002380 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL0002380 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 181-2270200.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Model Town Jalandhar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0002380 continue to work without interruption.
Branch address & contact
AU Small Finance Bank LimitedModel Town Jalandhar Branch
604, KATHURIAS, MODEL TOWN, OPPOSITE GURUDWARA SAHIB, JALANDHAR, PUNJAB-144003
Jalandhar, Punjab
Phone: 181-2270200
IFSC: AUBL0002380
Frequently asked questions
What is the IFSC code of AU Small Finance Bank Limited Model Town Jalandhar branch?
The IFSC code of AU Small Finance Bank Limited, Model Town Jalandhar branch is AUBL0002380. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using AUBL0002380 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to AU Small Finance Bank Limited – Model Town Jalandhar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Model Town Jalandhar branch but serve different purposes.
Is IFSC AUBL0002380 valid for NEFT and RTGS?
Yes. IFSC AUBL0002380 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add AU Small Finance Bank Limited Model Town Jalandhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AUBL0002380, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC AUBL0002380 the same for all accounts at Model Town Jalandhar branch?
Yes. The IFSC AUBL0002380 is shared by every account held at AU Small Finance Bank Limited's Model Town Jalandhar branch. Only the account number changes from customer to customer.
Summary
The IFSC code AUBL0002380 belongs to AU Small Finance Bank Limited's MODEL TOWN JALANDHAR branch, located at 604, KATHURIAS, MODEL TOWN, OPPOSITE GURUDWARA SAHIB, JALANDHAR, PUNJAB-144003 in JALANDHAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
