Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's WEST MARREDPALLY branch in HYDERABAD, TELANGANA. The branch's IFSC code AUBL0002727 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For AU Small Finance Bank Limited's WEST MARREDPALLY branch, the IFSC AUBL0002727 breaks down as follows: AUBL identifies the bank, 0 is the reserved character, and 002727 identifies this particular branch.
About AU Small Finance Bank Limited
AU Small Finance Bank Limited operates a wide network of branches across India, including the West Marredpally branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, AUBL0002727.
About the West Marredpally branch
The West Marredpally branch of AU Small Finance Bank Limited is situated at GROUND FLOOR,10/2/99/1,SHOP NO.1,8,9,10-PART,WEST MARREDPALLY,HYDERABAD,TELANGANA-500026. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0002727 is used.
Branch details at a glance
| Bank Name | AU Small Finance Bank Limited |
|---|---|
| Branch | West Marredpally |
| IFSC Code | AUBL0002727 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,10/2/99/1,SHOP NO.1,8,9,10-PART,WEST MARREDPALLY,HYDERABAD,TELANGANA-500026 |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 0 |
| Phone | 9773383109 |
Why every AU Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WEST MARREDPALLY of AU Small Finance Bank Limited — its own 11-character IFSC. The code AUBL0002727 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUBL0002727 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by AU Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUBL0002727 and the account number together uniquely identify the West Marredpally branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC AUBL0002727
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002727 across all three.
How to use IFSC AUBL0002727 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to AU Small Finance Bank Limited's WEST MARREDPALLY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC AUBL0002727.
- Confirm the bank name auto-populates as AU Small Finance Bank Limited and the branch as WEST MARREDPALLY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC AUBL0002727
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – WEST MARREDPALLY, ensure your bank's portal accepts IFSC AUBL0002727 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to AU Small Finance Bank Limited – WEST MARREDPALLY, use IMPS. With IFSC AUBL0002727 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC AUBL0002727 for AU Small Finance Bank Limited – WEST MARREDPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – AUBL0002727 | Yes – AUBL0002727 | Yes – AUBL0002727 |
For most retail customers crediting the West Marredpally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC AUBL0002727
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – WEST MARREDPALLY is still mapped to IFSC AUBL0002727. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0002727 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the West Marredpally branch is mapped to IFSC AUBL0002727 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains AUBL0002727.
Banking services available
The West Marredpally branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9773383109.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0002727
Digital banking channels
Most day-to-day work that customers used to do at the West Marredpally branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL0002727 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the West Marredpally branch
The branch is located at GROUND FLOOR,10/2/99/1,SHOP NO.1,8,9,10-PART,WEST MARREDPALLY,HYDERABAD,TELANGANA-500026, which puts it inside Hyderabad, the broader Hyderabad district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “AU Small Finance Bank Limited West Marredpally branch” — the verified location pin for IFSC AUBL0002727 should appear at the top of the results.
- Confirm the branch is open by calling 9773383109 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL0002727 and your account number.
Common mistakes to avoid when using IFSC AUBL0002727
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to AU Small Finance Bank Limited – WEST MARREDPALLY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
AUBL0002727. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The West Marredpally branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUBL0002727, however, work 24x7.
Verifying IFSC AUBL0002727 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUBL0002727 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9773383109.
- Visiting the bank's official branch locator page.
Branch address & contact
AU Small Finance Bank LimitedWest Marredpally Branch
GROUND FLOOR,10/2/99/1,SHOP NO.1,8,9,10-PART,WEST MARREDPALLY,HYDERABAD,TELANGANA-500026
Hyderabad, Telangana
Phone: 9773383109
IFSC: AUBL0002727
Frequently asked questions
Where is AU Small Finance Bank Limited West Marredpally branch located?
AU Small Finance Bank Limited's West Marredpally branch is located at GROUND FLOOR,10/2/99/1,SHOP NO.1,8,9,10-PART,WEST MARREDPALLY,HYDERABAD,TELANGANA-500026, Hyderabad, Telangana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the West Marredpally branch but serve different purposes.
Is IFSC AUBL0002727 the same for all accounts at West Marredpally branch?
Yes. The IFSC AUBL0002727 is shared by every account held at AU Small Finance Bank Limited's West Marredpally branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using AUBL0002727 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to AU Small Finance Bank Limited – West Marredpally reflect within 30 minutes.
Is IFSC AUBL0002727 valid for NEFT and RTGS?
Yes. IFSC AUBL0002727 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add AU Small Finance Bank Limited West Marredpally as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AUBL0002727, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: AUBL0002727 is the IFSC code of AU Small Finance Bank Limited, WEST MARREDPALLY branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


