IFSC Code of AU Small Finance Bank Limited, S P Road Hyderabad Branch, Telangana

Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's S P ROAD HYDERABAD branch in HYDERABAD, TELANGANA. The branch's IFSC code AUBL0002493 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for AU Small Finance Bank Limited – S P ROAD HYDERABAD is AUBL0002493. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002493 map to this branch in HYDERABAD, TELANGANA.

Branch details at a glance

Bank profile

AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The S P Road Hyderabad branch — IFSC AUBL0002493 — extends the bank's services to customers in and around Hyderabad, Telangana.

About the S P Road Hyderabad branch

The S P Road Hyderabad branch of AU Small Finance Bank Limited is situated at GROUND FLOOR PLOT NO. B. NO. 160 2 GF SARDAR PATEL ROAD OPPOSITE TO ASOKA BHOOPAL CHAMBER SECUNDERABAD TELANGANA-500003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0002493 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's S P ROAD HYDERABAD branch came to be assigned the code AUBL0002493.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0002493, money simply cannot be routed to the S P ROAD HYDERABAD branch electronically.

How to transfer money using IFSC AUBL0002493

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002493 across all three.

NEFT to AU Small Finance Bank Limited, S P ROAD HYDERABAD using IFSC AUBL0002493

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0002493, and confirm that the system picks up AU Small Finance Bank Limited – S P ROAD HYDERABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AUBL0002493

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to AU Small Finance Bank Limited – S P ROAD HYDERABAD, ensure your bank's portal accepts IFSC AUBL0002493 while registering the beneficiary. RTGS is also available 24x7.

IMPS to AU Small Finance Bank Limited S P ROAD HYDERABAD (IFSC AUBL0002493)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002493 in your mobile or internet banking app, and the money is credited to the S P ROAD HYDERABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUBL0002493 for AU Small Finance Bank Limited – S P ROAD HYDERABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the S P Road Hyderabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AUBL0002493

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – S P ROAD HYDERABAD is still mapped to IFSC AUBL0002493. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0002493 and the beneficiary's account number to complete the transfer.

Account types you can open at the S P Road Hyderabad branch

Once you have an account at AU Small Finance Bank Limited – S P ROAD HYDERABAD, the IFSC AUBL0002493 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The S P Road Hyderabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-4041923121.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0002493

MICR & cheque-truncation details

Cheques drawn on the S P Road Hyderabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0002493 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC AUBL0002493

AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the S P ROAD HYDERABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0002493 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – S P ROAD HYDERABAD:

• The IFSC is exactly AUBL0002493 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and S P ROAD HYDERABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The S P Road Hyderabad branch sits at GROUND FLOOR PLOT NO. B. NO. 160 2 GF SARDAR PATEL ROAD OPPOSITE TO ASOKA BHOOPAL CHAMBER SECUNDERABAD TELANGANA-500003. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-4041923121 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0002493 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0002493 for AU Small Finance Bank Limited – S P ROAD HYDERABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at S P Road Hyderabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0002493 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0002493 belongs to AU Small Finance Bank Limited's S P ROAD HYDERABAD branch, located at GROUND FLOOR PLOT NO. B. NO. 160 2 GF SARDAR PATEL ROAD OPPOSITE TO ASOKA… in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.