IFSC Code of AU Small Finance Bank Limited, Lashkar Dal Bazar Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for AU Small Finance Bank Limited, LASHKAR DAL BAZAR branch in GWALIOR. The 11-digit IFSC AUBL0002516 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with AU Small Finance Bank Limited at the LASHKAR DAL BAZAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For AU Small Finance Bank Limited's LASHKAR DAL BAZAR branch, the IFSC AUBL0002516 breaks down as follows: AUBL identifies the bank, 0 is the reserved character, and 002516 identifies this particular branch.

Branch details at a glance

Bank profile

AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Lashkar Dal Bazar branch — IFSC AUBL0002516 — extends the bank's services to customers in and around Gwalior, Madhya Pradesh.

About the Lashkar Dal Bazar branch

The Lashkar Dal Bazar branch of AU Small Finance Bank Limited is situated at GD FLOOR,WARD NO 57,H NO2000,NADI GATE CIRCLE,JAYENDRA GANJ,LASHKAR,GWALIOR,MADHYA PRADESH -474001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0002516 is used.

Why every AU Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LASHKAR DAL BAZAR of AU Small Finance Bank Limited — its own 11-character IFSC. The code AUBL0002516 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUBL0002516 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC AUBL0002516

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002516 across all three.

How to use IFSC AUBL0002516 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to AU Small Finance Bank Limited's LASHKAR DAL BAZAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AUBL0002516.
4. Confirm the bank name auto-populates as AU Small Finance Bank Limited and the branch as LASHKAR DAL BAZAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to LASHKAR DAL BAZAR

If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's LASHKAR DAL BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0002516 while initiating the transfer and the credit will appear within minutes.

IMPS to AU Small Finance Bank Limited LASHKAR DAL BAZAR (IFSC AUBL0002516)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002516 in your mobile or internet banking app, and the money is credited to the LASHKAR DAL BAZAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lashkar Dal Bazar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUBL0002516:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LASHKAR DAL BAZAR is still linked to IFSC AUBL0002516.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AUBL0002516

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – LASHKAR DAL BAZAR is still mapped to IFSC AUBL0002516. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0002516 and the beneficiary's account number to complete the transfer.

Account types you can open at the Lashkar Dal Bazar branch

Once you have an account at AU Small Finance Bank Limited – LASHKAR DAL BAZAR, the IFSC AUBL0002516 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Lashkar Dal Bazar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8516931711.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0002516

MICR & cheque-truncation details

Cheques drawn on the Lashkar Dal Bazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0002516 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC AUBL0002516

AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LASHKAR DAL BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0002516 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – LASHKAR DAL BAZAR:

• The IFSC is exactly AUBL0002516 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and LASHKAR DAL BAZAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Lashkar Dal Bazar branch sits at GD FLOOR,WARD NO 57,H NO2000,NADI GATE CIRCLE,JAYENDRA GANJ,LASHKAR,GWALIOR,MADHYA PRADESH -474001. If you are travelling from outside Gwalior, search for the branch on a maps application using the bank name and locality, or call 8516931711 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUBL0002516 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0002516 for AU Small Finance Bank Limited – LASHKAR DAL BAZAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lashkar Dal Bazar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUBL0002516, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0002516 belongs to AU Small Finance Bank Limited's LASHKAR DAL BAZAR branch, located at GD FLOOR,WARD NO 57,H NO2000,NADI GATE CIRCLE,JAYENDRA… in GWALIOR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.