IFSC Code of AU Small Finance Bank Limited, Dlf Phase Gurgaon Branch, Haryana

Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's DLF PHASE GURGAON branch in GURGAON, HARYANA. The branch's IFSC code AUBL0002645 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for AU Small Finance Bank Limited – DLF PHASE GURGAON is AUBL0002645. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002645 map to this branch in GURGAON, HARYANA.

Bank profile

AU Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dlf Phase Gurgaon branch — IFSC AUBL0002645 — extends the bank's services to customers in and around Gurgaon, Haryana.

About this branch

The branch is located at SHOP NO. G 2 BASEMENT NO. B 2, THE SHOPPING MALL, ARJUN MARG, DLF CITY, PHASE 1, GURUGRAM, HR. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of AU Small Finance Bank Limited. The IFSC AUBL0002645 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's DLF PHASE GURGAON branch came to be assigned the code AUBL0002645.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0002645, money simply cannot be routed to the DLF PHASE GURGAON branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Dlf Phase Gurgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0002645 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC AUBL0002645

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0002645 across all three.

How to use IFSC AUBL0002645 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to AU Small Finance Bank Limited's DLF PHASE GURGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AUBL0002645.
4. Confirm the bank name auto-populates as AU Small Finance Bank Limited and the branch as DLF PHASE GURGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DLF PHASE GURGAON

If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's DLF PHASE GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0002645 while initiating the transfer and the credit will appear within minutes.

IMPS to AU Small Finance Bank Limited DLF PHASE GURGAON (IFSC AUBL0002645)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0002645 in your mobile or internet banking app, and the money is credited to the DLF PHASE GURGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUBL0002645 for AU Small Finance Bank Limited – DLF PHASE GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dlf Phase Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's DLF PHASE GURGAON branch, the IFSC AUBL0002645 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Dlf Phase Gurgaon branch is mapped to IFSC AUBL0002645 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL0002645.

Products and services

Customers walking into the Dlf Phase Gurgaon branch can access most of AU Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUBL0002645

Online banking and IFSC AUBL0002645

AU Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DLF PHASE GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUBL0002645 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Dlf Phase Gurgaon branch

The branch is located at SHOP NO. G 2 BASEMENT NO. B 2, THE SHOPPING MALL, ARJUN MARG, DLF CITY, PHASE 1, GURUGRAM, HR, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “AU Small Finance Bank Limited Dlf Phase Gurgaon branch” — the verified location pin for IFSC AUBL0002645 should appear at the top of the results.
2. Confirm the branch is open by calling 8130087283 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL0002645 and your account number.

Common mistakes to avoid when using IFSC AUBL0002645

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to AU Small Finance Bank Limited – DLF PHASE GURGAON, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AUBL0002645.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Dlf Phase Gurgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0002645 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0002645 for AU Small Finance Bank Limited – DLF PHASE GURGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0002645 belongs to AU Small Finance Bank Limited's DLF PHASE GURGAON branch, located at SHOP NO. G 2 BASEMENT NO. B 2, THE SHOPPING MALL, ARJUN MARG, DLF CITY,… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.