IFSC Code of AU Small Finance Bank Limited, Bangalore Akshaya Nagar Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for AU Small Finance Bank Limited, BANGALORE AKSHAYA NAGAR branch in BANGALORE EAST. The 11-digit IFSC AUBL0004232 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with AU Small Finance Bank Limited at the BANGALORE AKSHAYA NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for AU Small Finance Bank Limited – BANGALORE AKSHAYA NAGAR is AUBL0004232. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004232 map to this branch in BANGALORE EAST, KARNATAKA.

About AU Small Finance Bank Limited

AU Small Finance Bank Limited operates a wide network of branches across India, including the Bangalore Akshaya Nagar branch in Bangalore East. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, AUBL0004232.

Bangalore Akshaya Nagar branch overview

Located at NO 50,BASAVASHREE,NXT TO TIRUMALA,FACING APARTMENT YELLANHALLI MAIN ROAD,AKSHAY NAGR,BANGALORE,KARNATAKA-560068, the Bangalore Akshaya Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AUBL0004232 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how AU Small Finance Bank Limited's BANGALORE AKSHAYA NAGAR branch came to be assigned the code AUBL0004232.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUBL0004232, money simply cannot be routed to the BANGALORE AKSHAYA NAGAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Bangalore Akshaya Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0004232 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC AUBL0004232

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0004232 across all three.

How to use IFSC AUBL0004232 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to AU Small Finance Bank Limited's BANGALORE AKSHAYA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AUBL0004232.
4. Confirm the bank name auto-populates as AU Small Finance Bank Limited and the branch as BANGALORE AKSHAYA NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANGALORE AKSHAYA NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's BANGALORE AKSHAYA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0004232 while initiating the transfer and the credit will appear within minutes.

IMPS to AU Small Finance Bank Limited BANGALORE AKSHAYA NAGAR (IFSC AUBL0004232)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0004232 in your mobile or internet banking app, and the money is credited to the BANGALORE AKSHAYA NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bangalore Akshaya Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUBL0004232:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALORE AKSHAYA NAGAR is still linked to IFSC AUBL0004232.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AUBL0004232

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at AU Small Finance Bank Limited – BANGALORE AKSHAYA NAGAR is still mapped to IFSC AUBL0004232. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUBL0004232 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bangalore Akshaya Nagar branch is mapped to IFSC AUBL0004232 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL0004232.

Products and services

Customers walking into the Bangalore Akshaya Nagar branch can access most of AU Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUBL0004232

Digital banking channels

Most day-to-day work that customers used to do at the Bangalore Akshaya Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL0004232 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Bangalore Akshaya Nagar branch

The branch is located at NO 50,BASAVASHREE,NXT TO TIRUMALA,FACING APARTMENT YELLANHALLI MAIN ROAD,AKSHAY NAGR,BANGALORE,KARNATAKA-560068, which puts it inside Bangalore East, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “AU Small Finance Bank Limited Bangalore Akshaya Nagar branch” — the verified location pin for IFSC AUBL0004232 should appear at the top of the results.
2. Confirm the branch is open by calling 9773345839 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL0004232 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – BANGALORE AKSHAYA NAGAR:

• The IFSC is exactly AUBL0004232 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and BANGALORE AKSHAYA NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Bangalore Akshaya Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUBL0004232 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0004232 for AU Small Finance Bank Limited – BANGALORE AKSHAYA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AUBL0004232 belongs to AU Small Finance Bank Limited's BANGALORE AKSHAYA NAGAR branch, located at NO 50,BASAVASHREE,NXT TO TIRUMALA,FACING APARTMENT YELLANHALLI MAIN… in BANGALORE EAST, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.