IFSC Code of AU Small Finance Bank Limited, Arakonam Swal Pet Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to AU Small Finance Bank Limited's ARAKONAM SWAL PET branch in ARAKONAM, TAMIL NADU. The branch's IFSC code AUBL0004121 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for AU Small Finance Bank Limited – ARAKONAM SWAL PET is AUBL0004121. The first four letters AUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004121 map to this branch in ARAKONAM, TAMIL NADU.

Branch details at a glance

About the bank

AU Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Arakonam Swal Pet branch in Arakonam, Tamil Nadu is part of this network and uses the IFSC code AUBL0004121 for all electronic settlement.

About the Arakonam Swal Pet branch

The Arakonam Swal Pet branch of AU Small Finance Bank Limited is situated at NUMBER -23,SATHYAMURTHY ST ARAKKONAM,SATHYAMURTHY ST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUBL0004121 is used.

Why every AU Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARAKONAM SWAL PET of AU Small Finance Bank Limited — its own 11-character IFSC. The code AUBL0004121 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUBL0004121 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC AUBL0004121

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUBL0004121 across all three.

NEFT to AU Small Finance Bank Limited, ARAKONAM SWAL PET using IFSC AUBL0004121

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUBL0004121, and confirm that the system picks up AU Small Finance Bank Limited – ARAKONAM SWAL PET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ARAKONAM SWAL PET

If you need to transfer ₹2 lakh or more in one go to an account at AU Small Finance Bank Limited's ARAKONAM SWAL PET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUBL0004121 while initiating the transfer and the credit will appear within minutes.

IMPS to AU Small Finance Bank Limited ARAKONAM SWAL PET (IFSC AUBL0004121)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUBL0004121 in your mobile or internet banking app, and the money is credited to the ARAKONAM SWAL PET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUBL0004121 for AU Small Finance Bank Limited – ARAKONAM SWAL PET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Arakonam Swal Pet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at AU Small Finance Bank Limited's ARAKONAM SWAL PET branch, the IFSC AUBL0004121 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Arakonam Swal Pet branch is mapped to IFSC AUBL0004121 on the RBI payments network. The branch generally supports the full retail product catalogue of AU Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUBL0004121.

Banking services available

The Arakonam Swal Pet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9773345839.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUBL0004121

MICR & cheque-truncation details

Cheques drawn on the Arakonam Swal Pet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUBL0004121 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Arakonam Swal Pet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUBL0004121 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to AU Small Finance Bank Limited – ARAKONAM SWAL PET:

• The IFSC is exactly AUBL0004121 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills AU Small Finance Bank Limited as the bank name and ARAKONAM SWAL PET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Arakonam Swal Pet branch

The branch is located at NUMBER -23,SATHYAMURTHY ST ARAKKONAM,SATHYAMURTHY ST, which puts it inside Arakonam, the broader Ranipet district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “AU Small Finance Bank Limited Arakonam Swal Pet branch” — the verified location pin for IFSC AUBL0004121 should appear at the top of the results.
2. Confirm the branch is open by calling 9773345839 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUBL0004121 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUBL0004121 for AU Small Finance Bank Limited – ARAKONAM SWAL PET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Arakonam Swal Pet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUBL0004121, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUBL0004121 is the IFSC code of AU Small Finance Bank Limited, ARAKONAM SWAL PET branch, in ARAKONAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.