IFSC Code of Arvind Sahakari Bank Ltd, Kalmeshwar Branch, Maharashtra

Use this page as a one-stop reference for everything related to Arvind Sahakari Bank Ltd's KALMESHWAR branch in NAGPUR, MAHARASHTRA. The branch's IFSC code ARBL0000010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ARBL0000010 is the IFSC of Arvind Sahakari Bank Ltd's KALMESHWAR branch. The format is fixed: ARBL = bank code, 0 = reserved, 000010 = branch identifier.

About the bank

Arvind Sahakari Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalmeshwar branch in Nagpur, Maharashtra is part of this network and uses the IFSC code ARBL0000010 for all electronic settlement.

About this branch

The branch is located at MOUZA - BRAHMANI,PLOT NO.14,GOTMARE LAY OUT,NEAR PANCHAYAT SAMITI,KALMESHWAR,DIST-NAGPUR,441501. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Arvind Sahakari Bank Ltd. The IFSC ARBL0000010 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Arvind Sahakari Bank Ltd's KALMESHWAR branch came to be assigned the code ARBL0000010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ARBL0000010, money simply cannot be routed to the KALMESHWAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kalmeshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ARBL0000010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ARBL0000010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ARBL0000010 across all three.

NEFT to Arvind Sahakari Bank Ltd, KALMESHWAR using IFSC ARBL0000010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ARBL0000010, and confirm that the system picks up Arvind Sahakari Bank Ltd – KALMESHWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KALMESHWAR

If you need to transfer ₹2 lakh or more in one go to an account at Arvind Sahakari Bank Ltd's KALMESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ARBL0000010 while initiating the transfer and the credit will appear within minutes.

IMPS to Arvind Sahakari Bank Ltd KALMESHWAR (IFSC ARBL0000010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ARBL0000010 in your mobile or internet banking app, and the money is credited to the KALMESHWAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kalmeshwar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ARBL0000010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALMESHWAR is still linked to IFSC ARBL0000010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ARBL0000010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Arvind Sahakari Bank Ltd – KALMESHWAR is still mapped to IFSC ARBL0000010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ARBL0000010 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kalmeshwar branch

Once you have an account at Arvind Sahakari Bank Ltd – KALMESHWAR, the IFSC ARBL0000010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kalmeshwar branch can access most of Arvind Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ARBL0000010

Online banking and IFSC ARBL0000010

Arvind Sahakari Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the KALMESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ARBL0000010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kalmeshwar branch sits at MOUZA - BRAHMANI,PLOT NO.14,GOTMARE LAY OUT,NEAR PANCHAYAT SAMITI,KALMESHWAR,DIST-NAGPUR,441501. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 7118-219300 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ARBL0000010 and your account number.

Common mistakes to avoid when using IFSC ARBL0000010

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Arvind Sahakari Bank Ltd – KALMESHWAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ARBL0000010.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Kalmeshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ARBL0000010 continue to work without interruption.

Verifying IFSC ARBL0000010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ARBL0000010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7118-219300.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ARBL0000010 belongs to Arvind Sahakari Bank Ltd's KALMESHWAR branch, located at MOUZA - BRAHMANI,PLOT NO.14,GOTMARE LAY OUT,NEAR PANCHAYAT… in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.