IFSC Code of Arvind Sahakari Bank Ltd, Digdoh Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Arvind Sahakari Bank Ltd, DIGDOH branch in DIGDOH. The 11-digit IFSC ARBL0000003 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Arvind Sahakari Bank Ltd at the DIGDOH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ARBL0000003 is the IFSC of Arvind Sahakari Bank Ltd's DIGDOH branch. The format is fixed: ARBL = bank code, 0 = reserved, 000003 = branch identifier.

About Arvind Sahakari Bank Ltd

Arvind Sahakari Bank Ltd operates a wide network of branches across India, including the Digdoh branch in Digdoh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ARBL0000003.

Branch details at a glance

Digdoh branch overview

Located at HOUSE NO-512, RADKE LAYOUT, DIGDOH, TAH HINGNA,NAGPUR, the Digdoh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ARBL0000003 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Arvind Sahakari Bank Ltd's DIGDOH branch came to be assigned the code ARBL0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ARBL0000003, money simply cannot be routed to the DIGDOH branch electronically.

Account types you can open at the Digdoh branch

Once you have an account at Arvind Sahakari Bank Ltd – DIGDOH, the IFSC ARBL0000003 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Digdoh branch can access most of Arvind Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ARBL0000003

How to transfer money using IFSC ARBL0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ARBL0000003 across all three.

How to use IFSC ARBL0000003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Arvind Sahakari Bank Ltd's DIGDOH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ARBL0000003.
4. Confirm the bank name auto-populates as Arvind Sahakari Bank Ltd and the branch as DIGDOH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ARBL0000003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Arvind Sahakari Bank Ltd – DIGDOH, ensure your bank's portal accepts IFSC ARBL0000003 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Arvind Sahakari Bank Ltd DIGDOH (IFSC ARBL0000003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ARBL0000003 in your mobile or internet banking app, and the money is credited to the DIGDOH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Digdoh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ARBL0000003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DIGDOH is still linked to IFSC ARBL0000003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Arvind Sahakari Bank Ltd's DIGDOH branch, the IFSC ARBL0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ARBL0000003

Arvind Sahakari Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the DIGDOH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ARBL0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Digdoh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ARBL0000003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Arvind Sahakari Bank Ltd – DIGDOH:

• The IFSC is exactly ARBL0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Arvind Sahakari Bank Ltd as the bank name and DIGDOH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Digdoh branch

The branch is located at HOUSE NO-512, RADKE LAYOUT, DIGDOH, TAH HINGNA,NAGPUR, which puts it inside Digdoh, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Arvind Sahakari Bank Ltd Digdoh branch” — the verified location pin for IFSC ARBL0000003 should appear at the top of the results.
2. Confirm the branch is open by calling 7104-235830 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ARBL0000003 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ARBL0000003 for Arvind Sahakari Bank Ltd – DIGDOH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Digdoh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ARBL0000003 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ARBL0000003 is the IFSC code of Arvind Sahakari Bank Ltd, DIGDOH branch, in DIGDOH, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.