IFSC Code of Almora Urban Cooperative Bank Limited, Kashipur Bypass Road, Rudrapur Branch, Uttarakhand

Use this page as a one-stop reference for everything related to Almora Urban Cooperative Bank Limited's KASHIPUR BYPASS ROAD, RUDRAPUR branch in RUDRAPUR, UTTARAKHAND. The branch's IFSC code AUCB0000009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Almora Urban Cooperative Bank Limited's KASHIPUR BYPASS ROAD, RUDRAPUR branch, the IFSC AUCB0000009 breaks down as follows: AUCB identifies the bank, 0 is the reserved character, and 000009 identifies this particular branch.

Bank profile

Almora Urban Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kashipur Bypass Road, Rudrapur branch — IFSC AUCB0000009 — extends the bank's services to customers in and around Rudrapur, Uttarakhand.

Branch details at a glance

About the Kashipur Bypass Road, Rudrapur branch

The Kashipur Bypass Road, Rudrapur branch of Almora Urban Cooperative Bank Limited is situated at KASHIPUR BYPASS ROAD, RUDRAPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUCB0000009 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Almora Urban Cooperative Bank Limited's KASHIPUR BYPASS ROAD, RUDRAPUR branch came to be assigned the code AUCB0000009.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUCB0000009, money simply cannot be routed to the KASHIPUR BYPASS ROAD, RUDRAPUR branch electronically.

Account types you can open at the Kashipur Bypass Road, Rudrapur branch

Once you have an account at Almora Urban Cooperative Bank Limited – KASHIPUR BYPASS ROAD, RUDRAPUR, the IFSC AUCB0000009 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kashipur Bypass Road, Rudrapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5944-244735.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AUCB0000009

How to transfer money using IFSC AUCB0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUCB0000009 across all three.

How to use IFSC AUCB0000009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Almora Urban Cooperative Bank Limited's KASHIPUR BYPASS ROAD, RUDRAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AUCB0000009.
4. Confirm the bank name auto-populates as Almora Urban Cooperative Bank Limited and the branch as KASHIPUR BYPASS ROAD, RUDRAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KASHIPUR BYPASS ROAD, RUDRAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Almora Urban Cooperative Bank Limited's KASHIPUR BYPASS ROAD, RUDRAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUCB0000009 while initiating the transfer and the credit will appear within minutes.

IMPS to Almora Urban Cooperative Bank Limited KASHIPUR BYPASS ROAD, RUDRAPUR (IFSC AUCB0000009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUCB0000009 in your mobile or internet banking app, and the money is credited to the KASHIPUR BYPASS ROAD, RUDRAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUCB0000009 for Almora Urban Cooperative Bank Limited – KASHIPUR BYPASS ROAD, RUDRAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kashipur Bypass Road, Rudrapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Almora Urban Cooperative Bank Limited's KASHIPUR BYPASS ROAD, RUDRAPUR branch, the IFSC AUCB0000009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC AUCB0000009

Almora Urban Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KASHIPUR BYPASS ROAD, RUDRAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUCB0000009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kashipur Bypass Road, Rudrapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUCB0000009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Almora Urban Cooperative Bank Limited – KASHIPUR BYPASS ROAD, RUDRAPUR:

• The IFSC is exactly AUCB0000009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Almora Urban Cooperative Bank Limited as the bank name and KASHIPUR BYPASS ROAD, RUDRAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kashipur Bypass Road, Rudrapur branch

The branch is located at KASHIPUR BYPASS ROAD, RUDRAPUR, which puts it inside Rudrapur, the broader Udham Singh Nagar district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Almora Urban Cooperative Bank Limited Kashipur Bypass Road, Rudrapur branch” — the verified location pin for IFSC AUCB0000009 should appear at the top of the results.
2. Confirm the branch is open by calling 5944-244735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUCB0000009 and your account number.

Verifying IFSC AUCB0000009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AUCB0000009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5944-244735.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kashipur Bypass Road, Rudrapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUCB0000009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUCB0000009 is the IFSC code of Almora Urban Cooperative Bank Limited, KASHIPUR BYPASS ROAD, RUDRAPUR branch, in RUDRAPUR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.