IFSC Code of Almora Urban Cooperative Bank Limited, Gurudwara Road, Jwalapur, Haridwar Branch, Uttarakhand

Below are the complete branch details for Almora Urban Cooperative Bank Limited, GURUDWARA ROAD, JWALAPUR, HARIDWAR branch, located in HARIDWAR, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is AUCB0000043. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AUCB0000043 for Almora Urban Cooperative Bank Limited – GURUDWARA ROAD, JWALAPUR, HARIDWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Almora Urban Cooperative Bank Limited – GURUDWARA ROAD, JWALAPUR, HARIDWAR is AUCB0000043. The first four letters AUCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000043 map to this branch in HARIDWAR, UTTARAKHAND.

About Almora Urban Cooperative Bank Limited

Almora Urban Cooperative Bank Limited operates a wide network of branches across India, including the Gurudwara Road, Jwalapur, Haridwar branch in Haridwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, AUCB0000043.

About the Gurudwara Road, Jwalapur, Haridwar branch

The Gurudwara Road, Jwalapur, Haridwar branch of Almora Urban Cooperative Bank Limited is situated at GURUDWARA ROAD, JWALAPUR, HARIDWAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUCB0000043 is used.

Branch details at a glance

Why every Almora Urban Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURUDWARA ROAD, JWALAPUR, HARIDWAR of Almora Urban Cooperative Bank Limited — its own 11-character IFSC. The code AUCB0000043 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUCB0000043 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Gurudwara Road, Jwalapur, Haridwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUCB0000043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC AUCB0000043

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUCB0000043 across all three.

NEFT to Almora Urban Cooperative Bank Limited, GURUDWARA ROAD, JWALAPUR, HARIDWAR using IFSC AUCB0000043

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUCB0000043, and confirm that the system picks up Almora Urban Cooperative Bank Limited – GURUDWARA ROAD, JWALAPUR, HARIDWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GURUDWARA ROAD, JWALAPUR, HARIDWAR

If you need to transfer ₹2 lakh or more in one go to an account at Almora Urban Cooperative Bank Limited's GURUDWARA ROAD, JWALAPUR, HARIDWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUCB0000043 while initiating the transfer and the credit will appear within minutes.

IMPS to Almora Urban Cooperative Bank Limited GURUDWARA ROAD, JWALAPUR, HARIDWAR (IFSC AUCB0000043)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUCB0000043 in your mobile or internet banking app, and the money is credited to the GURUDWARA ROAD, JWALAPUR, HARIDWAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gurudwara Road, Jwalapur, Haridwar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUCB0000043:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURUDWARA ROAD, JWALAPUR, HARIDWAR is still linked to IFSC AUCB0000043.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AUCB0000043

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Almora Urban Cooperative Bank Limited – GURUDWARA ROAD, JWALAPUR, HARIDWAR is still mapped to IFSC AUCB0000043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUCB0000043 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gurudwara Road, Jwalapur, Haridwar branch is mapped to IFSC AUCB0000043 on the RBI payments network. The branch generally supports the full retail product catalogue of Almora Urban Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUCB0000043.

Products and services

Customers walking into the Gurudwara Road, Jwalapur, Haridwar branch can access most of Almora Urban Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUCB0000043

Online banking and IFSC AUCB0000043

Almora Urban Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURUDWARA ROAD, JWALAPUR, HARIDWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUCB0000043 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Gurudwara Road, Jwalapur, Haridwar branch

The branch is located at GURUDWARA ROAD, JWALAPUR, HARIDWAR, which puts it inside Haridwar, the broader Haridwar district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Almora Urban Cooperative Bank Limited Gurudwara Road, Jwalapur, Haridwar branch” — the verified location pin for IFSC AUCB0000043 should appear at the top of the results.
2. Confirm the branch is open by calling 1334-252625 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AUCB0000043 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Almora Urban Cooperative Bank Limited – GURUDWARA ROAD, JWALAPUR, HARIDWAR:

• The IFSC is exactly AUCB0000043 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Almora Urban Cooperative Bank Limited as the bank name and GURUDWARA ROAD, JWALAPUR, HARIDWAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Gurudwara Road, Jwalapur, Haridwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUCB0000043 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUCB0000043 for Almora Urban Cooperative Bank Limited – GURUDWARA ROAD, JWALAPUR, HARIDWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUCB0000043 is the IFSC code of Almora Urban Cooperative Bank Limited, GURUDWARA ROAD, JWALAPUR, HARIDWAR branch, in HARIDWAR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.