IFSC Code of Almora Urban Cooperative Bank Limited, Talli Bamori Lal Danth Road Haldwani Branch, Uttarakhand

Below are the complete branch details for Almora Urban Cooperative Bank Limited, TALLI BAMORI LAL DANTH ROAD HALDWANI branch, located in HALDWANI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is AUCB0000063. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AUCB0000063 for Almora Urban Cooperative Bank Limited – TALLI BAMORI LAL DANTH ROAD HALDWANI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Almora Urban Cooperative Bank Limited – TALLI BAMORI LAL DANTH ROAD HALDWANI is AUCB0000063. The first four letters AUCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000063 map to this branch in HALDWANI, UTTARAKHAND.

About Almora Urban Cooperative Bank Limited

Almora Urban Cooperative Bank Limited operates a wide network of branches across India, including the Talli Bamori Lal Danth Road Haldwani branch in Haldwani. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, AUCB0000063.

Branch details at a glance

About the Talli Bamori Lal Danth Road Haldwani branch

The Talli Bamori Lal Danth Road Haldwani branch of Almora Urban Cooperative Bank Limited is situated at TALLI BAMORI, LAL DANTH ROAD, HALDWANI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUCB0000063 is used.

Why every Almora Urban Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TALLI BAMORI LAL DANTH ROAD HALDWANI of Almora Urban Cooperative Bank Limited — its own 11-character IFSC. The code AUCB0000063 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUCB0000063 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Talli Bamori Lal Danth Road Haldwani branch is mapped to IFSC AUCB0000063 on the RBI payments network. The branch generally supports the full retail product catalogue of Almora Urban Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUCB0000063.

Products and services

Customers walking into the Talli Bamori Lal Danth Road Haldwani branch can access most of Almora Urban Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUCB0000063

How to transfer money using IFSC AUCB0000063

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUCB0000063 across all three.

How to use IFSC AUCB0000063 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Almora Urban Cooperative Bank Limited's TALLI BAMORI LAL DANTH ROAD HALDWANI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AUCB0000063.
4. Confirm the bank name auto-populates as Almora Urban Cooperative Bank Limited and the branch as TALLI BAMORI LAL DANTH ROAD HALDWANI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TALLI BAMORI LAL DANTH ROAD HALDWANI

If you need to transfer ₹2 lakh or more in one go to an account at Almora Urban Cooperative Bank Limited's TALLI BAMORI LAL DANTH ROAD HALDWANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUCB0000063 while initiating the transfer and the credit will appear within minutes.

IMPS to Almora Urban Cooperative Bank Limited TALLI BAMORI LAL DANTH ROAD HALDWANI (IFSC AUCB0000063)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUCB0000063 in your mobile or internet banking app, and the money is credited to the TALLI BAMORI LAL DANTH ROAD HALDWANI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUCB0000063 for Almora Urban Cooperative Bank Limited – TALLI BAMORI LAL DANTH ROAD HALDWANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Talli Bamori Lal Danth Road Haldwani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Almora Urban Cooperative Bank Limited's TALLI BAMORI LAL DANTH ROAD HALDWANI branch, the IFSC AUCB0000063 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Talli Bamori Lal Danth Road Haldwani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AUCB0000063 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Talli Bamori Lal Danth Road Haldwani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AUCB0000063 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC AUCB0000063

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Almora Urban Cooperative Bank Limited – TALLI BAMORI LAL DANTH ROAD HALDWANI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AUCB0000063.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Talli Bamori Lal Danth Road Haldwani branch sits at TALLI BAMORI, LAL DANTH ROAD, HALDWANI. If you are travelling from outside Haldwani, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUCB0000063 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUCB0000063 for Almora Urban Cooperative Bank Limited – TALLI BAMORI LAL DANTH ROAD HALDWANI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Talli Bamori Lal Danth Road Haldwani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AUCB0000063, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUCB0000063 is the IFSC code of Almora Urban Cooperative Bank Limited, TALLI BAMORI LAL DANTH ROAD HALDWANI branch, in HALDWANI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.