IFSC Code of Almora Urban Cooperative Bank Limited, Dispensary Road, Dehradun Branch, Uttarakhand

Below are the complete branch details for Almora Urban Cooperative Bank Limited, DISPENSARY ROAD, DEHRADUN branch, located in DEHRADUN, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is AUCB0000046. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AUCB0000046 for Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AUCB0000046 is the IFSC of Almora Urban Cooperative Bank Limited's DISPENSARY ROAD, DEHRADUN branch. The format is fixed: AUCB = bank code, 0 = reserved, 000046 = branch identifier.

Branch details at a glance

Bank profile

Almora Urban Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dispensary Road, Dehradun branch — IFSC AUCB0000046 — extends the bank's services to customers in and around Dehradun, Uttarakhand.

About the Dispensary Road, Dehradun branch

The Dispensary Road, Dehradun branch of Almora Urban Cooperative Bank Limited is situated at 34 DISPENSARY ROAD, DEHRADUN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUCB0000046 is used.

Why every Almora Urban Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DISPENSARY ROAD, DEHRADUN of Almora Urban Cooperative Bank Limited — its own 11-character IFSC. The code AUCB0000046 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AUCB0000046 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC AUCB0000046

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUCB0000046 across all three.

NEFT to Almora Urban Cooperative Bank Limited, DISPENSARY ROAD, DEHRADUN using IFSC AUCB0000046

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUCB0000046, and confirm that the system picks up Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AUCB0000046

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN, ensure your bank's portal accepts IFSC AUCB0000046 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Almora Urban Cooperative Bank Limited DISPENSARY ROAD, DEHRADUN (IFSC AUCB0000046)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AUCB0000046 in your mobile or internet banking app, and the money is credited to the DISPENSARY ROAD, DEHRADUN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AUCB0000046 for Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dispensary Road, Dehradun branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Almora Urban Cooperative Bank Limited's DISPENSARY ROAD, DEHRADUN branch, the IFSC AUCB0000046 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Dispensary Road, Dehradun branch

Once you have an account at Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN, the IFSC AUCB0000046 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dispensary Road, Dehradun branch can access most of Almora Urban Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUCB0000046

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Almora Urban Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUCB0000046 and the account number together uniquely identify the Dispensary Road, Dehradun branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC AUCB0000046

Almora Urban Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DISPENSARY ROAD, DEHRADUN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUCB0000046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN:

• The IFSC is exactly AUCB0000046 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Almora Urban Cooperative Bank Limited as the bank name and DISPENSARY ROAD, DEHRADUN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dispensary Road, Dehradun branch sits at 34 DISPENSARY ROAD, DEHRADUN. If you are travelling from outside Dehradun, search for the branch on a maps application using the bank name and locality, or call 135-2710769 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUCB0000046 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUCB0000046 for Almora Urban Cooperative Bank Limited – DISPENSARY ROAD, DEHRADUN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dispensary Road, Dehradun are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUCB0000046 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUCB0000046 is the IFSC code of Almora Urban Cooperative Bank Limited, DISPENSARY ROAD, DEHRADUN branch, in DEHRADUN, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.