IFSC Code of Almora Urban Cooperative Bank Limited, Bhagat Singh Chowk, Bazpur Branch, Uttarakhand

If you are searching for the IFSC code of Almora Urban Cooperative Bank Limited, BHAGAT SINGH CHOWK, BAZPUR branch in BAZPUR, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is AUCB0000029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAGAT SINGH CHOWK, BAZPUR branch, and detailed step-by-step guides for using the IFSC AUCB0000029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Almora Urban Cooperative Bank Limited's BHAGAT SINGH CHOWK, BAZPUR branch, the IFSC AUCB0000029 breaks down as follows: AUCB identifies the bank, 0 is the reserved character, and 000029 identifies this particular branch.

Branch details at a glance

About Almora Urban Cooperative Bank Limited

Almora Urban Cooperative Bank Limited operates a wide network of branches across India, including the Bhagat Singh Chowk, Bazpur branch in Bazpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, AUCB0000029.

About the Bhagat Singh Chowk, Bazpur branch

The Bhagat Singh Chowk, Bazpur branch of Almora Urban Cooperative Bank Limited is situated at BHAGAT SINGH CHOWK, BAZPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AUCB0000029 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Almora Urban Cooperative Bank Limited's BHAGAT SINGH CHOWK, BAZPUR branch came to be assigned the code AUCB0000029.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AUCB0000029, money simply cannot be routed to the BHAGAT SINGH CHOWK, BAZPUR branch electronically.

How to transfer money using IFSC AUCB0000029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AUCB0000029 across all three.

NEFT to Almora Urban Cooperative Bank Limited, BHAGAT SINGH CHOWK, BAZPUR using IFSC AUCB0000029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AUCB0000029, and confirm that the system picks up Almora Urban Cooperative Bank Limited – BHAGAT SINGH CHOWK, BAZPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHAGAT SINGH CHOWK, BAZPUR

If you need to transfer ₹2 lakh or more in one go to an account at Almora Urban Cooperative Bank Limited's BHAGAT SINGH CHOWK, BAZPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AUCB0000029 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Almora Urban Cooperative Bank Limited – BHAGAT SINGH CHOWK, BAZPUR, use IMPS. With IFSC AUCB0000029 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhagat Singh Chowk, Bazpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AUCB0000029:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHAGAT SINGH CHOWK, BAZPUR is still linked to IFSC AUCB0000029.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AUCB0000029

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Almora Urban Cooperative Bank Limited – BHAGAT SINGH CHOWK, BAZPUR is still mapped to IFSC AUCB0000029. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AUCB0000029 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhagat Singh Chowk, Bazpur branch is mapped to IFSC AUCB0000029 on the RBI payments network. The branch generally supports the full retail product catalogue of Almora Urban Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AUCB0000029.

Products and services

Customers walking into the Bhagat Singh Chowk, Bazpur branch can access most of Almora Urban Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AUCB0000029

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Almora Urban Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AUCB0000029 and the account number together uniquely identify the Bhagat Singh Chowk, Bazpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC AUCB0000029

Almora Urban Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHAGAT SINGH CHOWK, BAZPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AUCB0000029 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC AUCB0000029

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Almora Urban Cooperative Bank Limited – BHAGAT SINGH CHOWK, BAZPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AUCB0000029.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhagat Singh Chowk, Bazpur branch sits at BHAGAT SINGH CHOWK, BAZPUR. If you are travelling from outside Bazpur, search for the branch on a maps application using the bank name and locality, or call 5949-281355 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AUCB0000029 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AUCB0000029 for Almora Urban Cooperative Bank Limited – BHAGAT SINGH CHOWK, BAZPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bhagat Singh Chowk, Bazpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AUCB0000029 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: AUCB0000029 is the IFSC code of Almora Urban Cooperative Bank Limited, BHAGAT SINGH CHOWK, BAZPUR branch, in BAZPUR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.