IFSC Code of Ahmednagar Merchants Cooperative Bank Limited, Shirur Branch, Maharashtra

If you are searching for the IFSC code of Ahmednagar Merchants Cooperative Bank Limited, SHIRUR branch in SHIRUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is AMDN0000115. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHIRUR branch, and detailed step-by-step guides for using the IFSC AMDN0000115 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Ahmednagar Merchants Cooperative Bank Limited's SHIRUR branch, the IFSC AMDN0000115 breaks down as follows: AMDN identifies the bank, 0 is the reserved character, and 000115 identifies this particular branch.

Branch details at a glance

About the bank

Ahmednagar Merchants Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shirur branch in Shirur, Maharashtra is part of this network and uses the IFSC code AMDN0000115 for all electronic settlement.

Shirur branch overview

Located at H.NO.125,ADINATH,RAM ALI,AT POST GHODNADI,TAL.SHIRUR,DIST.PUNE 412210, the Shirur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AMDN0000115 is required for all interbank electronic transfers routed through this branch.

Why every Ahmednagar Merchants Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIRUR of Ahmednagar Merchants Cooperative Bank Limited — its own 11-character IFSC. The code AMDN0000115 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMDN0000115 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC AMDN0000115

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMDN0000115 across all three.

How to use IFSC AMDN0000115 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ahmednagar Merchants Cooperative Bank Limited's SHIRUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AMDN0000115.
4. Confirm the bank name auto-populates as Ahmednagar Merchants Cooperative Bank Limited and the branch as SHIRUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHIRUR

If you need to transfer ₹2 lakh or more in one go to an account at Ahmednagar Merchants Cooperative Bank Limited's SHIRUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AMDN0000115 while initiating the transfer and the credit will appear within minutes.

IMPS to Ahmednagar Merchants Cooperative Bank Limited SHIRUR (IFSC AMDN0000115)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AMDN0000115 in your mobile or internet banking app, and the money is credited to the SHIRUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shirur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AMDN0000115:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIRUR is still linked to IFSC AMDN0000115.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ahmednagar Merchants Cooperative Bank Limited's SHIRUR branch, the IFSC AMDN0000115 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Shirur branch

Once you have an account at Ahmednagar Merchants Cooperative Bank Limited – SHIRUR, the IFSC AMDN0000115 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shirur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2138-223939.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AMDN0000115

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ahmednagar Merchants Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AMDN0000115 and the account number together uniquely identify the Shirur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC AMDN0000115

Ahmednagar Merchants Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHIRUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMDN0000115 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC AMDN0000115

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ahmednagar Merchants Cooperative Bank Limited – SHIRUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AMDN0000115.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shirur branch

The branch is located at H.NO.125,ADINATH,RAM ALI,AT POST GHODNADI,TAL.SHIRUR,DIST.PUNE 412210, which puts it inside Shirur, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Ahmednagar Merchants Cooperative Bank Limited Shirur branch” — the verified location pin for IFSC AMDN0000115 should appear at the top of the results.
2. Confirm the branch is open by calling 2138-223939 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AMDN0000115 and your account number.

Verifying IFSC AMDN0000115 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMDN0000115 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2138-223939.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shirur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AMDN0000115 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMDN0000115 belongs to Ahmednagar Merchants Cooperative Bank Limited's SHIRUR branch, located at H.NO.125,ADINATH,RAM ALI,AT POST GHODNADI,TAL.SHIRUR,DIST.PUNE 412210 in SHIRUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.