IFSC Code of Ahmednagar Merchants Cooperative Bank Limited, Pathardi Branch, Maharashtra

If you are searching for the IFSC code of Ahmednagar Merchants Cooperative Bank Limited, PATHARDI branch in PATHARDI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is AMDN0000113. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATHARDI branch, and detailed step-by-step guides for using the IFSC AMDN0000113 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Ahmednagar Merchants Cooperative Bank Limited – PATHARDI is AMDN0000113. The first four letters AMDN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000113 map to this branch in PATHARDI, MAHARASHTRA.

Branch details at a glance

Bank profile

Ahmednagar Merchants Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pathardi branch — IFSC AMDN0000113 — extends the bank's services to customers in and around Pathardi, Maharashtra.

Pathardi branch overview

Located at MAIN ROAD,A/P TAL.PATHARDI,DIST.AHMEDNAGAR 414102, the Pathardi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AMDN0000113 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ahmednagar Merchants Cooperative Bank Limited's PATHARDI branch came to be assigned the code AMDN0000113.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AMDN0000113, money simply cannot be routed to the PATHARDI branch electronically.

How to transfer money using IFSC AMDN0000113

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMDN0000113 across all three.

How to use IFSC AMDN0000113 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ahmednagar Merchants Cooperative Bank Limited's PATHARDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AMDN0000113.
4. Confirm the bank name auto-populates as Ahmednagar Merchants Cooperative Bank Limited and the branch as PATHARDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC AMDN0000113

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ahmednagar Merchants Cooperative Bank Limited – PATHARDI, ensure your bank's portal accepts IFSC AMDN0000113 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Ahmednagar Merchants Cooperative Bank Limited – PATHARDI, use IMPS. With IFSC AMDN0000113 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AMDN0000113 for Ahmednagar Merchants Cooperative Bank Limited – PATHARDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pathardi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AMDN0000113

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmednagar Merchants Cooperative Bank Limited – PATHARDI is still mapped to IFSC AMDN0000113. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMDN0000113 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pathardi branch is mapped to IFSC AMDN0000113 on the RBI payments network. The branch generally supports the full retail product catalogue of Ahmednagar Merchants Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AMDN0000113.

Products and services

Customers walking into the Pathardi branch can access most of Ahmednagar Merchants Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMDN0000113

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ahmednagar Merchants Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AMDN0000113 and the account number together uniquely identify the Pathardi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC AMDN0000113

Ahmednagar Merchants Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PATHARDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMDN0000113 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmednagar Merchants Cooperative Bank Limited – PATHARDI:

• The IFSC is exactly AMDN0000113 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmednagar Merchants Cooperative Bank Limited as the bank name and PATHARDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pathardi branch

The branch is located at MAIN ROAD,A/P TAL.PATHARDI,DIST.AHMEDNAGAR 414102, which puts it inside Pathardi, the broader Ahmednagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Ahmednagar Merchants Cooperative Bank Limited Pathardi branch” — the verified location pin for IFSC AMDN0000113 should appear at the top of the results.
2. Confirm the branch is open by calling 2428-223100 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AMDN0000113 and your account number.

Verifying IFSC AMDN0000113 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMDN0000113 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2428-223100.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Pathardi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AMDN0000113 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: AMDN0000113 is the IFSC code of Ahmednagar Merchants Cooperative Bank Limited, PATHARDI branch, in PATHARDI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.