IFSC Code of Ahmedabad Mercantile Cooperative Bank, Rakanpur Branch, Gujarat

Use this page as a one-stop reference for everything related to Ahmedabad Mercantile Cooperative Bank's RAKANPUR branch in RAKANPUR, GUJARAT. The branch's IFSC code AMCB0660034 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Ahmedabad Mercantile Cooperative Bank's RAKANPUR branch, the IFSC AMCB0660034 breaks down as follows: AMCB identifies the bank, 0 is the reserved character, and 660034 identifies this particular branch.

Bank profile

Ahmedabad Mercantile Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rakanpur branch — IFSC AMCB0660034 — extends the bank's services to customers in and around Rakanpur, Gujarat.

Rakanpur branch overview

Located at DHIV COMPLEX-4,NR.KOTHARI WAY BRIDGE,KOTHARI CHAR RASTA,RAKANPUR,PO.SANTEJ,TA.KALOL,DIST.GANDHINAGAR,GUJARAT-382721, the Rakanpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AMCB0660034 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ahmedabad Mercantile Cooperative Bank's RAKANPUR branch came to be assigned the code AMCB0660034.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AMCB0660034, money simply cannot be routed to the RAKANPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Rakanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AMCB0660034 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC AMCB0660034

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660034 across all three.

NEFT to Ahmedabad Mercantile Cooperative Bank, RAKANPUR using IFSC AMCB0660034

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AMCB0660034, and confirm that the system picks up Ahmedabad Mercantile Cooperative Bank – RAKANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAKANPUR

If you need to transfer ₹2 lakh or more in one go to an account at Ahmedabad Mercantile Cooperative Bank's RAKANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AMCB0660034 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Ahmedabad Mercantile Cooperative Bank – RAKANPUR, use IMPS. With IFSC AMCB0660034 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Rakanpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AMCB0660034:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAKANPUR is still linked to IFSC AMCB0660034.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AMCB0660034

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – RAKANPUR is still mapped to IFSC AMCB0660034. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660034 and the beneficiary's account number to complete the transfer.

Account types you can open at the Rakanpur branch

Once you have an account at Ahmedabad Mercantile Cooperative Bank – RAKANPUR, the IFSC AMCB0660034 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Rakanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2764-268166.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AMCB0660034

Online banking and IFSC AMCB0660034

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the RAKANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660034 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Rakanpur branch

The branch is located at DHIV COMPLEX-4,NR.KOTHARI WAY BRIDGE,KOTHARI CHAR RASTA,RAKANPUR,PO.SANTEJ,TA.KALOL,DIST.GANDHINAGAR,GUJARAT-382721, which puts it inside Rakanpur, the broader Gandhinagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Ahmedabad Mercantile Cooperative Bank Rakanpur branch” — the verified location pin for IFSC AMCB0660034 should appear at the top of the results.
2. Confirm the branch is open by calling 2764-268166 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AMCB0660034 and your account number.

Common mistakes to avoid when using IFSC AMCB0660034

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ahmedabad Mercantile Cooperative Bank – RAKANPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AMCB0660034.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rakanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AMCB0660034, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AMCB0660034 for Ahmedabad Mercantile Cooperative Bank – RAKANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660034 belongs to Ahmedabad Mercantile Cooperative Bank's RAKANPUR branch, located at DHIV COMPLEX-4,NR.KOTHARI WAY BRIDGE,KOTHARI CHAR… in RAKANPUR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.