IFSC Code of Ahmedabad Mercantile Cooperative Bank, Boriwali Branch, Maharashtra

Below are the complete branch details for Ahmedabad Mercantile Cooperative Bank, BORIWALI branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is AMCB0660031. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AMCB0660031 for Ahmedabad Mercantile Cooperative Bank – BORIWALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Ahmedabad Mercantile Cooperative Bank's BORIWALI branch, the IFSC AMCB0660031 breaks down as follows: AMCB identifies the bank, 0 is the reserved character, and 660031 identifies this particular branch.

About the bank

Ahmedabad Mercantile Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Boriwali branch in Mumbai, Maharashtra is part of this network and uses the IFSC code AMCB0660031 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SHOP NO.10 TO 12,17 TO 20,GROUND FLOOR AND BASEMENT,SHRADDHA SHOPPING ARCADE,OPP INDRAPRASTH SHOPPING CENTRE,SWAMI VIVEKANAND ROAD,BORIWALI WEST,MUMBAI -400092. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ahmedabad Mercantile Cooperative Bank. The IFSC AMCB0660031 is used to identify this branch on the RBI payments network.

Why every Ahmedabad Mercantile Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BORIWALI of Ahmedabad Mercantile Cooperative Bank — its own 11-character IFSC. The code AMCB0660031 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMCB0660031 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Boriwali branch

Once you have an account at Ahmedabad Mercantile Cooperative Bank – BORIWALI, the IFSC AMCB0660031 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Boriwali branch can access most of Ahmedabad Mercantile Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMCB0660031

How to transfer money using IFSC AMCB0660031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660031 across all three.

NEFT to Ahmedabad Mercantile Cooperative Bank, BORIWALI using IFSC AMCB0660031

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AMCB0660031, and confirm that the system picks up Ahmedabad Mercantile Cooperative Bank – BORIWALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BORIWALI

If you need to transfer ₹2 lakh or more in one go to an account at Ahmedabad Mercantile Cooperative Bank's BORIWALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AMCB0660031 while initiating the transfer and the credit will appear within minutes.

IMPS to Ahmedabad Mercantile Cooperative Bank BORIWALI (IFSC AMCB0660031)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AMCB0660031 in your mobile or internet banking app, and the money is credited to the BORIWALI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AMCB0660031 for Ahmedabad Mercantile Cooperative Bank – BORIWALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Boriwali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AMCB0660031

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – BORIWALI is still mapped to IFSC AMCB0660031. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660031 and the beneficiary's account number to complete the transfer.

Online banking and IFSC AMCB0660031

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the BORIWALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Boriwali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AMCB0660031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmedabad Mercantile Cooperative Bank – BORIWALI:

• The IFSC is exactly AMCB0660031 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmedabad Mercantile Cooperative Bank as the bank name and BORIWALI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Boriwali branch sits at SHOP NO.10 TO 12,17 TO 20,GROUND FLOOR AND BASEMENT,SHRADDHA SHOPPING ARCADE,OPP INDRAPRASTH SHOPPING CENTRE,SWAMI VIVEKANAND ROAD,BORIWALI WEST,MUMBAI -400092. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-28336900 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AMCB0660031 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AMCB0660031 for Ahmedabad Mercantile Cooperative Bank – BORIWALI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Boriwali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AMCB0660031, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660031 belongs to Ahmedabad Mercantile Cooperative Bank's BORIWALI branch, located at SHOP NO.10 TO 12,17 TO 20,GROUND FLOOR AND BASEMENT,SHRADDHA SHOPPING… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.