IFSC Code of Ahmedabad Mercantile Cooperative Bank, Dehgam Branch, Gujarat

Below are the complete branch details for Ahmedabad Mercantile Cooperative Bank, DEHGAM branch, located in DEHGAM, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is AMCB0660023. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AMCB0660023 for Ahmedabad Mercantile Cooperative Bank – DEHGAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Ahmedabad Mercantile Cooperative Bank's DEHGAM branch, the IFSC AMCB0660023 breaks down as follows: AMCB identifies the bank, 0 is the reserved character, and 660023 identifies this particular branch.

Bank profile

Ahmedabad Mercantile Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dehgam branch — IFSC AMCB0660023 — extends the bank's services to customers in and around Dehgam, Gujarat.

About this branch

The branch is located at SARDAR SHOPING CENTRE, DEHGAM-382305. It serves the Dehgam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ahmedabad Mercantile Cooperative Bank. The IFSC AMCB0660023 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ahmedabad Mercantile Cooperative Bank's DEHGAM branch came to be assigned the code AMCB0660023.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AMCB0660023, money simply cannot be routed to the DEHGAM branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ahmedabad Mercantile Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AMCB0660023 and the account number together uniquely identify the Dehgam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC AMCB0660023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660023 across all three.

How to use IFSC AMCB0660023 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ahmedabad Mercantile Cooperative Bank's DEHGAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AMCB0660023.
4. Confirm the bank name auto-populates as Ahmedabad Mercantile Cooperative Bank and the branch as DEHGAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DEHGAM

If you need to transfer ₹2 lakh or more in one go to an account at Ahmedabad Mercantile Cooperative Bank's DEHGAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AMCB0660023 while initiating the transfer and the credit will appear within minutes.

IMPS to Ahmedabad Mercantile Cooperative Bank DEHGAM (IFSC AMCB0660023)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AMCB0660023 in your mobile or internet banking app, and the money is credited to the DEHGAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AMCB0660023 for Ahmedabad Mercantile Cooperative Bank – DEHGAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dehgam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AMCB0660023

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – DEHGAM is still mapped to IFSC AMCB0660023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660023 and the beneficiary's account number to complete the transfer.

Account types you can open at the Dehgam branch

Once you have an account at Ahmedabad Mercantile Cooperative Bank – DEHGAM, the IFSC AMCB0660023 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Dehgam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 38230-2716232879.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AMCB0660023

Digital banking channels

Most day-to-day work that customers used to do at the Dehgam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AMCB0660023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Dehgam branch sits at SARDAR SHOPING CENTRE, DEHGAM-382305. If you are travelling from outside Dehgam, search for the branch on a maps application using the bank name and locality, or call 38230-2716232879 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AMCB0660023 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmedabad Mercantile Cooperative Bank – DEHGAM:

• The IFSC is exactly AMCB0660023 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmedabad Mercantile Cooperative Bank as the bank name and DEHGAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Dehgam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AMCB0660023 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AMCB0660023 for Ahmedabad Mercantile Cooperative Bank – DEHGAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660023 belongs to Ahmedabad Mercantile Cooperative Bank's DEHGAM branch, located at SARDAR SHOPING CENTRE, DEHGAM-382305 in DEHGAM, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.