IFSC Code of Ahmedabad Mercantile Cooperative Bank, Solaroad Branch, Gujarat

Below are the complete branch details for Ahmedabad Mercantile Cooperative Bank, SOLAROAD branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is AMCB0660022. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AMCB0660022 for Ahmedabad Mercantile Cooperative Bank – SOLAROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AMCB0660022 is the IFSC of Ahmedabad Mercantile Cooperative Bank's SOLAROAD branch. The format is fixed: AMCB = bank code, 0 = reserved, 660022 = branch identifier.

Branch details at a glance

Bank profile

Ahmedabad Mercantile Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Solaroad branch — IFSC AMCB0660022 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About the Solaroad branch

The Solaroad branch of Ahmedabad Mercantile Cooperative Bank is situated at VIRAT COMPLEX, SOLA ROAD, BHUYANGDEV, AHMEDABAD-380061. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AMCB0660022 is used.

Why every Ahmedabad Mercantile Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SOLAROAD of Ahmedabad Mercantile Cooperative Bank — its own 11-character IFSC. The code AMCB0660022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMCB0660022 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC AMCB0660022

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660022 across all three.

How to use IFSC AMCB0660022 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ahmedabad Mercantile Cooperative Bank's SOLAROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AMCB0660022.
4. Confirm the bank name auto-populates as Ahmedabad Mercantile Cooperative Bank and the branch as SOLAROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SOLAROAD

If you need to transfer ₹2 lakh or more in one go to an account at Ahmedabad Mercantile Cooperative Bank's SOLAROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AMCB0660022 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Ahmedabad Mercantile Cooperative Bank – SOLAROAD, use IMPS. With IFSC AMCB0660022 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AMCB0660022 for Ahmedabad Mercantile Cooperative Bank – SOLAROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Solaroad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AMCB0660022

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – SOLAROAD is still mapped to IFSC AMCB0660022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660022 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Solaroad branch is mapped to IFSC AMCB0660022 on the RBI payments network. The branch generally supports the full retail product catalogue of Ahmedabad Mercantile Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AMCB0660022.

Products and services

Customers walking into the Solaroad branch can access most of Ahmedabad Mercantile Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMCB0660022

MICR & cheque-truncation details

Cheques drawn on the Solaroad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AMCB0660022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC AMCB0660022

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the SOLAROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmedabad Mercantile Cooperative Bank – SOLAROAD:

• The IFSC is exactly AMCB0660022 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmedabad Mercantile Cooperative Bank as the bank name and SOLAROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Solaroad branch

The branch is located at VIRAT COMPLEX, SOLA ROAD, BHUYANGDEV, AHMEDABAD-380061, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Ahmedabad Mercantile Cooperative Bank Solaroad branch” — the verified location pin for IFSC AMCB0660022 should appear at the top of the results.
2. Confirm the branch is open by calling 38061-7927438077 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AMCB0660022 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AMCB0660022 for Ahmedabad Mercantile Cooperative Bank – SOLAROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Solaroad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AMCB0660022, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660022 belongs to Ahmedabad Mercantile Cooperative Bank's SOLAROAD branch, located at VIRAT COMPLEX, SOLA ROAD, BHUYANGDEV, AHMEDABAD-380061 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.