IFSC Code of Ahmedabad Mercantile Cooperative Bank, Relief Road Branch, Gujarat

If you are searching for the IFSC code of Ahmedabad Mercantile Cooperative Bank, RELIEF ROAD branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is AMCB0660002. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RELIEF ROAD branch, and detailed step-by-step guides for using the IFSC AMCB0660002 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AMCB0660002 is the IFSC of Ahmedabad Mercantile Cooperative Bank's RELIEF ROAD branch. The format is fixed: AMCB = bank code, 0 = reserved, 660002 = branch identifier.

Branch details at a glance

About Ahmedabad Mercantile Cooperative Bank

Ahmedabad Mercantile Cooperative Bank operates a wide network of branches across India, including the Relief Road branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, AMCB0660002.

Relief Road branch overview

Located at MUMTAJ MAHAL, ZAKARIYA MASZID, RELIEF ROAD, AHMEDABAD-380 001, the Relief Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AMCB0660002 is required for all interbank electronic transfers routed through this branch.

Why every Ahmedabad Mercantile Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RELIEF ROAD of Ahmedabad Mercantile Cooperative Bank — its own 11-character IFSC. The code AMCB0660002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMCB0660002 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC AMCB0660002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660002 across all three.

NEFT to Ahmedabad Mercantile Cooperative Bank, RELIEF ROAD using IFSC AMCB0660002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AMCB0660002, and confirm that the system picks up Ahmedabad Mercantile Cooperative Bank – RELIEF ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AMCB0660002

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ahmedabad Mercantile Cooperative Bank – RELIEF ROAD, ensure your bank's portal accepts IFSC AMCB0660002 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Ahmedabad Mercantile Cooperative Bank RELIEF ROAD (IFSC AMCB0660002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AMCB0660002 in your mobile or internet banking app, and the money is credited to the RELIEF ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Relief Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AMCB0660002:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RELIEF ROAD is still linked to IFSC AMCB0660002.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC AMCB0660002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – RELIEF ROAD is still mapped to IFSC AMCB0660002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660002 and the beneficiary's account number to complete the transfer.

Account types you can open at the Relief Road branch

Once you have an account at Ahmedabad Mercantile Cooperative Bank – RELIEF ROAD, the IFSC AMCB0660002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Relief Road branch can access most of Ahmedabad Mercantile Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMCB0660002

MICR & cheque-truncation details

Cheques drawn on the Relief Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AMCB0660002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC AMCB0660002

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the RELIEF ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmedabad Mercantile Cooperative Bank – RELIEF ROAD:

• The IFSC is exactly AMCB0660002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmedabad Mercantile Cooperative Bank as the bank name and RELIEF ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Relief Road branch sits at MUMTAJ MAHAL, ZAKARIYA MASZID, RELIEF ROAD, AHMEDABAD-380 001. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 38001-7922139024 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AMCB0660002 and your account number.

Verifying IFSC AMCB0660002 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMCB0660002 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 38001-7922139024.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Relief Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AMCB0660002, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660002 belongs to Ahmedabad Mercantile Cooperative Bank's RELIEF ROAD branch, located at MUMTAJ MAHAL, ZAKARIYA MASZID, RELIEF ROAD, AHMEDABAD-380 001 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.