IFSC Code of Ahmedabad Mercantile Cooperative Bank, Odhav Branch, Gujarat

If you are searching for the IFSC code of Ahmedabad Mercantile Cooperative Bank, ODHAV branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is AMCB0660011. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ODHAV branch, and detailed step-by-step guides for using the IFSC AMCB0660011 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Ahmedabad Mercantile Cooperative Bank's ODHAV branch, the IFSC AMCB0660011 breaks down as follows: AMCB identifies the bank, 0 is the reserved character, and 660011 identifies this particular branch.

About the bank

Ahmedabad Mercantile Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Odhav branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code AMCB0660011 for all electronic settlement.

Branch details at a glance

Odhav branch overview

Located at SHOP NO 2 TO 6 GF,MANGALAM ARCADE,OPP ODHAV GAM BRTS STOP,ODHAV,AHMEDABAD,382415, the Odhav branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AMCB0660011 is required for all interbank electronic transfers routed through this branch.

Why every Ahmedabad Mercantile Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ODHAV of Ahmedabad Mercantile Cooperative Bank — its own 11-character IFSC. The code AMCB0660011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMCB0660011 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Odhav branch is mapped to IFSC AMCB0660011 on the RBI payments network. The branch generally supports the full retail product catalogue of Ahmedabad Mercantile Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AMCB0660011.

Products and services

Customers walking into the Odhav branch can access most of Ahmedabad Mercantile Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMCB0660011

How to transfer money using IFSC AMCB0660011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660011 across all three.

NEFT to Ahmedabad Mercantile Cooperative Bank, ODHAV using IFSC AMCB0660011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AMCB0660011, and confirm that the system picks up Ahmedabad Mercantile Cooperative Bank – ODHAV. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ODHAV

If you need to transfer ₹2 lakh or more in one go to an account at Ahmedabad Mercantile Cooperative Bank's ODHAV branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AMCB0660011 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Ahmedabad Mercantile Cooperative Bank – ODHAV, use IMPS. With IFSC AMCB0660011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Odhav

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AMCB0660011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ODHAV is still linked to IFSC AMCB0660011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ahmedabad Mercantile Cooperative Bank's ODHAV branch, the IFSC AMCB0660011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC AMCB0660011

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the ODHAV branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ahmedabad Mercantile Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AMCB0660011 and the account number together uniquely identify the Odhav branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmedabad Mercantile Cooperative Bank – ODHAV:

• The IFSC is exactly AMCB0660011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmedabad Mercantile Cooperative Bank as the bank name and ODHAV as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Odhav branch

The branch is located at SHOP NO 2 TO 6 GF,MANGALAM ARCADE,OPP ODHAV GAM BRTS STOP,ODHAV,AHMEDABAD,382415, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Ahmedabad Mercantile Cooperative Bank Odhav branch” — the verified location pin for IFSC AMCB0660011 should appear at the top of the results.
2. Confirm the branch is open by calling 38241-7922891147 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AMCB0660011 and your account number.

Verifying IFSC AMCB0660011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMCB0660011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 38241-7922891147.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Odhav are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AMCB0660011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660011 belongs to Ahmedabad Mercantile Cooperative Bank's ODHAV branch, located at SHOP NO 2 TO 6 GF,MANGALAM ARCADE,OPP ODHAV GAM BRTS … in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.