IFSC Code of Ahmedabad Mercantile Cooperative Bank, Nikol Road Branch, Gujarat

Below are the complete branch details for Ahmedabad Mercantile Cooperative Bank, NIKOL ROAD branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is AMCB0660033. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AMCB0660033 for Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AMCB0660033 is the IFSC of Ahmedabad Mercantile Cooperative Bank's NIKOL ROAD branch. The format is fixed: AMCB = bank code, 0 = reserved, 660033 = branch identifier.

About the bank

Ahmedabad Mercantile Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nikol Road branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code AMCB0660033 for all electronic settlement.

Branch details at a glance

Nikol Road branch overview

Located at SHOP NO.15 TO 19,GROUND FLOOR,DEVKRUPA 4,BEHIND GALAXY BUSINESS PARK,NIKOL ROAD,NIKOL,AHMEDABAD,GUJARAT 382350, the Nikol Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC AMCB0660033 is required for all interbank electronic transfers routed through this branch.

Why every Ahmedabad Mercantile Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIKOL ROAD of Ahmedabad Mercantile Cooperative Bank — its own 11-character IFSC. The code AMCB0660033 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMCB0660033 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Nikol Road branch is mapped to IFSC AMCB0660033 on the RBI payments network. The branch generally supports the full retail product catalogue of Ahmedabad Mercantile Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AMCB0660033.

Products and services

Customers walking into the Nikol Road branch can access most of Ahmedabad Mercantile Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMCB0660033

How to transfer money using IFSC AMCB0660033

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660033 across all three.

NEFT to Ahmedabad Mercantile Cooperative Bank, NIKOL ROAD using IFSC AMCB0660033

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AMCB0660033, and confirm that the system picks up Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AMCB0660033

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD, ensure your bank's portal accepts IFSC AMCB0660033 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD, use IMPS. With IFSC AMCB0660033 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AMCB0660033 for Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nikol Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AMCB0660033

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD is still mapped to IFSC AMCB0660033. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660033 and the beneficiary's account number to complete the transfer.

Online banking and IFSC AMCB0660033

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the NIKOL ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660033 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Nikol Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AMCB0660033 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC AMCB0660033

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ahmedabad Mercantile Cooperative Bank – NIKOL ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AMCB0660033.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Nikol Road branch sits at SHOP NO.15 TO 19,GROUND FLOOR,DEVKRUPA 4,BEHIND GALAXY BUSINESS PARK,NIKOL ROAD,NIKOL,AHMEDABAD,GUJARAT 382350. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-29292677 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AMCB0660033 and your account number.

Verifying IFSC AMCB0660033 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMCB0660033 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-29292677.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nikol Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AMCB0660033 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: AMCB0660033 is the IFSC code of Ahmedabad Mercantile Cooperative Bank, NIKOL ROAD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.