IFSC Code of Ahmedabad Mercantile Cooperative Bank, Memnagar Branch, Gujarat

Use this page as a one-stop reference for everything related to Ahmedabad Mercantile Cooperative Bank's MEMNAGAR branch in AHMEDABAD, GUJARAT. The branch's IFSC code AMCB0660019 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AMCB0660019 is the IFSC of Ahmedabad Mercantile Cooperative Bank's MEMNAGAR branch. The format is fixed: AMCB = bank code, 0 = reserved, 660019 = branch identifier.

Bank profile

Ahmedabad Mercantile Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Memnagar branch — IFSC AMCB0660019 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Branch details at a glance

About the Memnagar branch

The Memnagar branch of Ahmedabad Mercantile Cooperative Bank is situated at OLWAY HOUSE, GURUKUL ROAD, MEMNAGAR, AHMEDABAD-380052. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AMCB0660019 is used.

Why every Ahmedabad Mercantile Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MEMNAGAR of Ahmedabad Mercantile Cooperative Bank — its own 11-character IFSC. The code AMCB0660019 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AMCB0660019 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Memnagar branch is mapped to IFSC AMCB0660019 on the RBI payments network. The branch generally supports the full retail product catalogue of Ahmedabad Mercantile Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AMCB0660019.

Banking services available

The Memnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 38052-7927412739.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC AMCB0660019

How to transfer money using IFSC AMCB0660019

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660019 across all three.

How to use IFSC AMCB0660019 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ahmedabad Mercantile Cooperative Bank's MEMNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AMCB0660019.
4. Confirm the bank name auto-populates as Ahmedabad Mercantile Cooperative Bank and the branch as MEMNAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC AMCB0660019

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ahmedabad Mercantile Cooperative Bank – MEMNAGAR, ensure your bank's portal accepts IFSC AMCB0660019 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Ahmedabad Mercantile Cooperative Bank MEMNAGAR (IFSC AMCB0660019)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AMCB0660019 in your mobile or internet banking app, and the money is credited to the MEMNAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AMCB0660019 for Ahmedabad Mercantile Cooperative Bank – MEMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Memnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AMCB0660019

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ahmedabad Mercantile Cooperative Bank – MEMNAGAR is still mapped to IFSC AMCB0660019. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AMCB0660019 and the beneficiary's account number to complete the transfer.

Online banking and IFSC AMCB0660019

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the MEMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ahmedabad Mercantile Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AMCB0660019 and the account number together uniquely identify the Memnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ahmedabad Mercantile Cooperative Bank – MEMNAGAR:

• The IFSC is exactly AMCB0660019 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ahmedabad Mercantile Cooperative Bank as the bank name and MEMNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Memnagar branch sits at OLWAY HOUSE, GURUKUL ROAD, MEMNAGAR, AHMEDABAD-380052. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 38052-7927412739 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AMCB0660019 and your account number.

Verifying IFSC AMCB0660019 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMCB0660019 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 38052-7927412739.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Memnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AMCB0660019, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660019 belongs to Ahmedabad Mercantile Cooperative Bank's MEMNAGAR branch, located at OLWAY HOUSE, GURUKUL ROAD, MEMNAGAR, AHMEDABAD-380052 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.