IFSC Code of Ahmedabad Mercantile Cooperative Bank, Changodar Branch, Gujarat

Below are the complete branch details for Ahmedabad Mercantile Cooperative Bank, CHANGODAR branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is AMCB0660029. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case AMCB0660029 for Ahmedabad Mercantile Cooperative Bank – CHANGODAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Ahmedabad Mercantile Cooperative Bank's CHANGODAR branch, the IFSC AMCB0660029 breaks down as follows: AMCB identifies the bank, 0 is the reserved character, and 660029 identifies this particular branch.

Branch details at a glance

About the bank

Ahmedabad Mercantile Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Changodar branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code AMCB0660029 for all electronic settlement.

About the Changodar branch

The Changodar branch of Ahmedabad Mercantile Cooperative Bank is situated at SHIVAM ARCHEDE, OPP CHANGODAR POLICE STATION. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AMCB0660029 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ahmedabad Mercantile Cooperative Bank's CHANGODAR branch came to be assigned the code AMCB0660029.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC AMCB0660029, money simply cannot be routed to the CHANGODAR branch electronically.

How to transfer money using IFSC AMCB0660029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AMCB0660029 across all three.

NEFT to Ahmedabad Mercantile Cooperative Bank, CHANGODAR using IFSC AMCB0660029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AMCB0660029, and confirm that the system picks up Ahmedabad Mercantile Cooperative Bank – CHANGODAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC AMCB0660029

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ahmedabad Mercantile Cooperative Bank – CHANGODAR, ensure your bank's portal accepts IFSC AMCB0660029 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Ahmedabad Mercantile Cooperative Bank CHANGODAR (IFSC AMCB0660029)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AMCB0660029 in your mobile or internet banking app, and the money is credited to the CHANGODAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Changodar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AMCB0660029:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHANGODAR is still linked to IFSC AMCB0660029.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ahmedabad Mercantile Cooperative Bank's CHANGODAR branch, the IFSC AMCB0660029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Changodar branch

Once you have an account at Ahmedabad Mercantile Cooperative Bank – CHANGODAR, the IFSC AMCB0660029 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Changodar branch can access most of Ahmedabad Mercantile Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AMCB0660029

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ahmedabad Mercantile Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AMCB0660029 and the account number together uniquely identify the Changodar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC AMCB0660029

Ahmedabad Mercantile Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the CHANGODAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AMCB0660029 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC AMCB0660029

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ahmedabad Mercantile Cooperative Bank – CHANGODAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: AMCB0660029.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Changodar branch

The branch is located at SHIVAM ARCHEDE, OPP CHANGODAR POLICE STATION, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Ahmedabad Mercantile Cooperative Bank Changodar branch” — the verified location pin for IFSC AMCB0660029 should appear at the top of the results.
2. Confirm the branch is open by calling 38221-2717250045 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AMCB0660029 and your account number.

Verifying IFSC AMCB0660029 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AMCB0660029 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 38221-2717250045.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Changodar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AMCB0660029 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AMCB0660029 belongs to Ahmedabad Mercantile Cooperative Bank's CHANGODAR branch, located at SHIVAM ARCHEDE, OPP CHANGODAR POLICE STATION in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.