IFSC Code of Abhyudaya Cooperative Bank, Sinhagad Road Branch, Maharashtra

Use this page as a one-stop reference for everything related to Abhyudaya Cooperative Bank's SINHAGAD ROAD branch in PUNE, MAHARASHTRA. The branch's IFSC code ABHY0065110 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ABHY0065110 is the IFSC of Abhyudaya Cooperative Bank's SINHAGAD ROAD branch. The format is fixed: ABHY = bank code, 0 = reserved, 065110 = branch identifier.

Branch details at a glance

About the bank

Abhyudaya Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sinhagad Road branch in Pune, Maharashtra is part of this network and uses the IFSC code ABHY0065110 for all electronic settlement.

About the Sinhagad Road branch

The Sinhagad Road branch of Abhyudaya Cooperative Bank is situated at SHOWROOM NO. 1 AND 3, SUNIT RIDDHI BLDG, PLOT NO. 2B, FINAL PLOT NO. 545, S. NO. 120A, 120B, PARVATI, SINHAGAD RD, PUNE 411030. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ABHY0065110 is used.

Why every Abhyudaya Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SINHAGAD ROAD of Abhyudaya Cooperative Bank — its own 11-character IFSC. The code ABHY0065110 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ABHY0065110 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ABHY0065110

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ABHY0065110 across all three.

NEFT to Abhyudaya Cooperative Bank, SINHAGAD ROAD using IFSC ABHY0065110

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ABHY0065110, and confirm that the system picks up Abhyudaya Cooperative Bank – SINHAGAD ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ABHY0065110

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Abhyudaya Cooperative Bank – SINHAGAD ROAD, ensure your bank's portal accepts IFSC ABHY0065110 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Abhyudaya Cooperative Bank SINHAGAD ROAD (IFSC ABHY0065110)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ABHY0065110 in your mobile or internet banking app, and the money is credited to the SINHAGAD ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sinhagad Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ABHY0065110:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SINHAGAD ROAD is still linked to IFSC ABHY0065110.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ABHY0065110

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Abhyudaya Cooperative Bank – SINHAGAD ROAD is still mapped to IFSC ABHY0065110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ABHY0065110 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sinhagad Road branch is mapped to IFSC ABHY0065110 on the RBI payments network. The branch generally supports the full retail product catalogue of Abhyudaya Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ABHY0065110.

Products and services

Customers walking into the Sinhagad Road branch can access most of Abhyudaya Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ABHY0065110

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Abhyudaya Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ABHY0065110 and the account number together uniquely identify the Sinhagad Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ABHY0065110

Abhyudaya Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the SINHAGAD ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ABHY0065110 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Abhyudaya Cooperative Bank – SINHAGAD ROAD:

• The IFSC is exactly ABHY0065110 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Abhyudaya Cooperative Bank as the bank name and SINHAGAD ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sinhagad Road branch

The branch is located at SHOWROOM NO. 1 AND 3, SUNIT RIDDHI BLDG, PLOT NO. 2B, FINAL PLOT NO. 545, S. NO. 120A, 120B, PARVATI, SINHAGAD RD, PUNE 411030, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Abhyudaya Cooperative Bank Sinhagad Road branch” — the verified location pin for IFSC ABHY0065110 should appear at the top of the results.
2. Confirm the branch is open by calling 20-24308301 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ABHY0065110 and your account number.

Verifying IFSC ABHY0065110 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ABHY0065110 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24308301.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sinhagad Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ABHY0065110 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ABHY0065110 belongs to Abhyudaya Cooperative Bank's SINHAGAD ROAD branch, located at SHOWROOM NO. 1 AND 3, SUNIT RIDDHI BLDG, PLOT NO. 2B, FINAL PLOT NO. 545, S.… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.