IFSC Code of Abhyudaya Cooperative Bank, Hill Road Branch, Maharashtra

Use this page as a one-stop reference for everything related to Abhyudaya Cooperative Bank's HILL ROAD branch in MUMBAI, MAHARASHTRA. The branch's IFSC code ABHY0065025 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Abhyudaya Cooperative Bank – HILL ROAD is ABHY0065025. The first four letters ABHY are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 065025 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About the bank

Abhyudaya Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hill Road branch in Mumbai, Maharashtra is part of this network and uses the IFSC code ABHY0065025 for all electronic settlement.

About this branch

The branch is located at HILL-N-DALE, HILL ROAD, NR.BANDRA POLICE STATION, BANDRA (W), MUMBAI-400050. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Abhyudaya Cooperative Bank. The IFSC ABHY0065025 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Abhyudaya Cooperative Bank's HILL ROAD branch came to be assigned the code ABHY0065025.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ABHY0065025, money simply cannot be routed to the HILL ROAD branch electronically.

How to transfer money using IFSC ABHY0065025

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ABHY0065025 across all three.

How to use IFSC ABHY0065025 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Abhyudaya Cooperative Bank's HILL ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ABHY0065025.
4. Confirm the bank name auto-populates as Abhyudaya Cooperative Bank and the branch as HILL ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HILL ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Abhyudaya Cooperative Bank's HILL ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ABHY0065025 while initiating the transfer and the credit will appear within minutes.

IMPS to Abhyudaya Cooperative Bank HILL ROAD (IFSC ABHY0065025)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ABHY0065025 in your mobile or internet banking app, and the money is credited to the HILL ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ABHY0065025 for Abhyudaya Cooperative Bank – HILL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hill Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ABHY0065025

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Abhyudaya Cooperative Bank – HILL ROAD is still mapped to IFSC ABHY0065025. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ABHY0065025 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Hill Road branch is mapped to IFSC ABHY0065025 on the RBI payments network. The branch generally supports the full retail product catalogue of Abhyudaya Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ABHY0065025.

Products and services

Customers walking into the Hill Road branch can access most of Abhyudaya Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ABHY0065025

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Abhyudaya Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ABHY0065025 and the account number together uniquely identify the Hill Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ABHY0065025

Abhyudaya Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the HILL ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ABHY0065025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Abhyudaya Cooperative Bank – HILL ROAD:

• The IFSC is exactly ABHY0065025 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Abhyudaya Cooperative Bank as the bank name and HILL ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hill Road branch

The branch is located at HILL-N-DALE, HILL ROAD, NR.BANDRA POLICE STATION, BANDRA (W), MUMBAI-400050, which puts it inside Mumbai, the broader Greater Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Abhyudaya Cooperative Bank Hill Road branch” — the verified location pin for IFSC ABHY0065025 should appear at the top of the results.
2. Confirm the branch is open by calling 22-26402597 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ABHY0065025 and your account number.

Verifying IFSC ABHY0065025 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ABHY0065025 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-26402597.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hill Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ABHY0065025 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ABHY0065025 belongs to Abhyudaya Cooperative Bank's HILL ROAD branch, located at HILL-N-DALE, HILL ROAD, NR.BANDRA POLICE STATION, BANDRA (W), MUMBAI-400050 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.