In a notable shift, UK banks are retracting their investments from the allure of the Metaverse, pivoting away from virtual and augmented reality technologies. The fervor surrounding the Metaverse, once fueled by Facebook's rebranding to Meta in 2021, is losing its sheen, prompting a reconsideration within the financial services sector.
Financial institutions, caught up in the Metaverse potential, had rushed to invest, buoyed by a 2022 Citi report projecting a potential Metaverse economy valued at a staggering $13 trillion by 2030. However, this trajectory has not materialized as expected, leading to a reevaluation among UK banking executives. For Web series and movies you can visit 1filmy4wap.
Fading Hype: A Reality Check for UK Banks
A recent survey conducted by Censuswide for Hexaware Mobiquity delved into the sentiments of 150 UK banking executives, illuminating a shifting landscape. The study revealed a nearly one-third decrease in UK banks investing in VR and AR technologies in anticipation of Metaverse integration over the past year.
Twelve months ago, over half of the UK banks were fervently investing in these emerging technologies, but in 2023, merely 38% remained committed. The trend signifies a waning interest in virtual realms and a redirection toward tangible advancements.
Shifting Priorities: Cybersecurity and Beyond
In the face of the Metaverse's diminishing allure, UK banks are focusing their attention on essential aspects of modernization. The survey highlighted that approximately a quarter of respondents prioritize bolstering cybersecurity measures. Additionally, 22% emphasize cloud technologies, and 21% underscore Open Banking APIs as critical areas for investment and development.
However, a notable disparity emerges as UK banks lag behind the global curve in embracing Generative AI. Only 13% of UK banks engage with ChatGPT, compared to a more significant 19% of global banks. This gap emphasizes the need for acceleration in technological adoption to stay competitive on the international stage.
Embracing Responsibility: ESG and Technological Synergy
As the UK banking sector reevaluates its tech investment landscape, the focus shifts to responsible innovation. A significant portion, 41% of UK banks, are channeling efforts into crafting data visualization tools. These tools aim to enhance stakeholder engagement and understanding of critical ESG (Environmental, Social, and Governance) risks and opportunities.
Furthermore, 37% of UK banks are harnessing the power of machine learning and AI to discern and monitor ESG-related risks and opportunities. Peter-Jan Van De Venn, VP of Global Digital Banking at Hexaware Mobiquity, says, "The landscape is shifting constantly, underlined by the fact that while many UK banks were exploring the Metaverse last year, the urgency of these initiatives has been superseded by more pressing requirements that have evolved over the past 12 months."
This technological integration charts a course toward a more environmentally conscious and sustainable future for financial services.
As the novelty of the Metaverse wanes, UK banks are making prudent choices, shifting their focus towards technologies that offer tangible benefits and align with global responsibility goals. This strategic reevaluation positions them for a future where technological advancement complements societal and environmental well-being.
Says Van De Venn: “Technology is playing an increasingly central role in ESG, helping banks continue to work towards their environmental and social responsibility goals. This can put them on track to address global environmental challenges, unlocking a greener future for financial services."
POST A COMMENT (0)
All Comments (0)
Replies (0)