Voice-enabled payment systems are set to revolutionize India's digital payments landscape, making transactions more convenient and efficient. Banks and payment service providers are exploring the use of AI-powered voice assistants for financial transactions. Setting up a voice payment account is similar to creating a digital wallet, and users can confirm their transactions through PINs, facial recognition, or fingerprint scans. Challenges include dialect and accent recognition, as well as integration costs. The introduction of the UPI marked a new era of digital payments in India, and experts predict that "Voice" will play an important role in the Payments 4.0 era.
