Crypto lender Celsius has announced that it will stop paying interest to unaccredited investors in the US. This move comes in response to new regulations from the US government regarding crypto investments.

What Does This Mean?

This means that people who have not been accredited by the US government will no longer be able to earn interest on their crypto investments with Celsius. Accredited investors are usually high net worth individuals, institutional investors, and other professional investors.

The Reason Behind Celsius's Decision

Celsius's decision is mainly due to the regulatory environment in the US. Accredited investors are subject to fewer laws and regulations which make it easier for them to manage their investments. Unaccredited investors, on the other hand, are subject to stricter laws and regulations which make it more difficult for them to invest in the crypto markets.

What Are The Alternatives?

For people who are not accredited investors, there are still options available for earning interest on their crypto investments. Some of the alternatives include:

  • Staking: Staking can be a great way to earn passive income from crypto investments. Staking involves holding a certain amount of coins over a period of time in order to receive rewards.
  • Loan Services: Crypto loan services such as Nexo, BlockFi, and others can be used to earn interest on crypto assets.
  • Trading: Crypto trading involves buying and selling digital assets in order to profit from market movements.
  • Mining: Mining is the process of using computer power to solve mathematical equations in order to create new coins and earn rewards.


Celsius's decision to stop paying interest to unaccredited investors in the US is understandable given the current regulation. However, there are still other options available for earning interest on crypto investments. For more information about these alternatives, please consult a professional financial advisor.